About Nubank

Nubank is the leading financial technology company in Latin America. Its first product, launched in 2014, is a no-fee credit card that is fully managed by a mobile app. Almost 30 million people have requested the product since launch, and the company has passed the 10 million customer mark. In 2017, Nubank launched its proprietary loyalty rewards program ("Nubank Rewards"), as well as a digital account ("NuConta") that is already used by 7 million people. This year, the company began testing its personal loan service and took its first steps in international expansion, opening offices in Mexico and Argentina. To date, Nubank has raised around US$ 420 million in seven equity investment rounds from Sequoia Capital, Kaszek Ventures, Tiger Global Management, QED, Founders Fund, DST Global, Redpoint Ventures, Ribbit Capital, Dragoneer Investment Group, Thrive Capital and Tencent. Recently, Nubank was elected as the most innovative company in Latin America and ranked no. 36 on Fast Company' 50 Most Innovative Companies ranking

Typical responsibilities assigned to you might include

  • Manipulating data to extract valuable information of them
  • Improving coding skills to build and automate risk models and reports
  • Challenging his/her analytical capabilities - Planning deliverables with his/hers colleagues
  • Interacting with business analysts, financial analysts and data scientists (both from MX and BR BUs)
  • Discussing similarities and differences between MX and other countries credit market and economies

How We Work

  • Propose and monitor KPIs in order to explain changes in MX portfolio credit risk
  • Review and challenge credit policies defined by first line
  • Engage with Business Units, building an effective relationship to oversee and support new credit decisions, ensuring high standards and good practices in the assessments
  • Set up a report procedure to guarantee an efficient communication regarding Mx portfolio credit risk to enable Nubank’s sustainable growth
  • Review and monitor credit risk appetite
  • Share knowledge about MX credit market and regulations with other stakeholders

Requirements

  • Bachelor’s Degree in Engineering, Economics, Math, Statistics, Physics or related fields
  • Analytical, problem solving and passionate to manipulate data in order to learn from it
  • Knowledge in Credit Risk Models/Policies (Valuation/Risk-Returns), KPIs, ERM Requirements, and International standards (such as Basel II, Basel III, IFRS9)
  • Manage Credit Risk either working in the first line or second line of defense, or even implementing credit risk related projects
  • Great toolbox of modelling or Machine Learning technics, good coding skills (SQL, Python, Scala or other similar programming languages will be considered an advantage)
  • Advanced or Fluent English is necessary

Diversity and Inclusion at Nu

We want to build products and experiences for everyone who wants to take back control over their finances, that's why we build strong and diverse teams that rise up to the challenge. We are a team of the most creative people in technology, and we hire under equal opportunity, irrespective of gender, ethnicity, religion, sexual orientation or background. We are proud to say that 30% of our team recognize themselves as part of the LGBTQ+ community, and 40% of our team identify as women, in all positions and seniority levels. We are a very process-light organization that values human interactions, and that is a very important part of our culture. At Nu, everyone has the opportunity to speak up and participate, grow and share ideas.

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