ABOUT EARNIN

As one of the first pioneers of earned wage access, our passion at EarnIn is building products that deliver real-time financial flexibility for those with the unique needs of living paycheck to paycheck. Our community members access their earnings as they earn them, with options to spend, save, and grow their money without mandatory fees, interest rates, or credit checks. 

We’re fortunate to have an incredibly experienced leadership team, combined with world-class funding partners like A16Z, Matrix Partners, DST, Ribbit Capital, and a very healthy core business with a tremendous runway. We’re growing fast and are excited to continue bringing world-class talent onboard to help shape the next chapter of our growth journey. 

Position Overview: The Vice President of Analytics will lead the analytics function, providing strategic direction and oversight for product, marketing, and risk analytics, as well as all business functions. This senior leadership role is pivotal in driving data-driven decision-making across the organization, ensuring the company leverages data to optimize performance, innovate, and achieve business goals for direct-to-consumer and business environments. This is a Palo Alto (Headquarters) based position that will require a minimum of 3 days a week in the office. The US base salary range for this full-time position is $288,000 - $475,200 + equity + benefits. Our salary ranges are determined by role, level, and location.

Come make a difference with us and have fun doing it!

Key Responsibilities:

  1. Strategic Leadership:
    • Develop and implement the overall analytics strategy in alignment with the company’s business objectives.
    • Lead and mentor a high-performing team of data scientists, analysts, and business intelligence professionals.
    • Collaborate with executive leadership to identify and prioritize analytics initiatives to drive business growth.
    • Ability to predict and analyze impact across various business functions, including product, marketing, engineering, compliance, risk, etc.
  2. Product Analytics:
    • Oversee the development of product analytics to understand user behavior, product performance, and opportunities for improvement.
    • Work closely with product management and development teams to provide data-driven insights that inform product roadmap and feature enhancements.
  3. Marketing Analytics:
    • Lead the marketing analytics function to strategize, measure, and optimize the effectiveness of full-funnel marketing campaigns to drive growth.
    • Utilize advanced analytics techniques to segment customers, predict behaviors, and enhance targeting strategies.
    • Develop and track key marketing metrics to inform decision-making and demonstrate ROI.
  4. Risk Analytics:
    • Manage the risk analytics team to identify, assess, and manage risks across various business functions.
    • Develop predictive models and risk assessment tools to support underwriting, fraud detection, and credit risk management.
    • Ensure compliance with regulatory requirements and internal policies related to risk management.
  5. Business Insights:
    • Drive the creation of comprehensive business insights reports and dashboards to inform strategic planning and operational efficiency.
    • Partner with cross-functional teams to gather requirements and deliver actionable insights.
    • Foster a data-driven culture within the organization by promoting the best data analysis and interpretation practices.
  6. Innovation and Technology:
    • Stay abreast of emerging analytics tools, technologies, and methodologies to ensure the company remains at the forefront of the industry.
    • Lead the implementation of advanced analytics platforms and infrastructure to support scalable data solutions.

Basic Qualifications:

  • Bachelor’s degree in Data Science, Statistics, Economics, Business Administration, or  related field or equivalent experience 
  • 10+ years of experience in analytics
  • 5+ years in a senior leadership role 
  • A deep understanding of statistical analysis (e.g., hypothesis testing, experimentation, regressions)
  • Proven track record of developing and executing successful analytics strategies.
  • Strong expertise in product, marketing, and risk analytics 
  • Excellent leadership, communication, and interpersonal skills.
  • Ability to translate complex data insights into actionable business recommendations.
  • Strong problem-solving skills and a strategic mindset.

Preferred Qualifications:

  • A strong quantitative background acquired through a degree in a related field (e.g., Statistics, Economics, Applied Mathematics) or through professional experience
  • Experience working in the Fintech or Financial Services industry
  • Hands-on proficiency in advanced analytics tools and programming languages such as SQL, Python, R, and data visualization software
  • Hands-on knowledge of machine learning model building and performance analysis

At EarnIn, we believe that the best way to build a financial system that works for everyday people is by hiring a team that represents our diverse community. Our team is diverse not only in background and experience but also in perspective. We celebrate our diversity and strive to create a culture of belonging. EarnIn does not unlawfully discriminate based on race, color, religion, sex (including pregnancy, childbirth, breastfeeding, or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. EarnIn is an E-Verify participant. 

EarnIn does not accept unsolicited resumes from individual recruiters or third-party recruiting agencies in response to job postings. No fee will be paid to third parties who submit unsolicited candidates directly to our hiring managers or HR team.

Apply for this Job

* Required
resume chosen  
Dropbox Google Drive
(File types: pdf, doc, docx, txt, rtf)
Cancel
cover_letter chosen  
Dropbox Google Drive
(File types: pdf, doc, docx, txt, rtf)
Cancel

Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file.

As set forth in EarnIn’s Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law.

Race & Ethnicity Definitions

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categories is as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.

Voluntary Self-Identification of Disability

Form CC-305
Page 1 of 1
OMB Control Number 1250-0005
Expires 04/30/2026

Why are you being asked to complete this form?

We are a federal contractor or subcontractor. The law requires us to provide equal employment opportunity to qualified people with disabilities. We have a goal of having at least 7% of our workers as people with disabilities. The law says we must measure our progress towards this goal. To do this, we must ask applicants and employees if they have a disability or have ever had one. People can become disabled, so we need to ask this question at least every five years.

Completing this form is voluntary, and we hope that you will choose to do so. Your answer is confidential. No one who makes hiring decisions will see it. Your decision to complete the form and your answer will not harm you in any way. If you want to learn more about the law or this form, visit the U.S. Department of Labor’s Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp.

How do you know if you have a disability?

A disability is a condition that substantially limits one or more of your “major life activities.” If you have or have ever had such a condition, you are a person with a disability. Disabilities include, but are not limited to:

  • Alcohol or other substance use disorder (not currently using drugs illegally)
  • Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, HIV/AIDS
  • Blind or low vision
  • Cancer (past or present)
  • Cardiovascular or heart disease
  • Celiac disease
  • Cerebral palsy
  • Deaf or serious difficulty hearing
  • Diabetes
  • Disfigurement, for example, disfigurement caused by burns, wounds, accidents, or congenital disorders
  • Epilepsy or other seizure disorder
  • Gastrointestinal disorders, for example, Crohn's Disease, irritable bowel syndrome
  • Intellectual or developmental disability
  • Mental health conditions, for example, depression, bipolar disorder, anxiety disorder, schizophrenia, PTSD
  • Missing limbs or partially missing limbs
  • Mobility impairment, benefiting from the use of a wheelchair, scooter, walker, leg brace(s) and/or other supports
  • Nervous system condition, for example, migraine headaches, Parkinson’s disease, multiple sclerosis (MS)
  • Neurodivergence, for example, attention-deficit/hyperactivity disorder (ADHD), autism spectrum disorder, dyslexia, dyspraxia, other learning disabilities
  • Partial or complete paralysis (any cause)
  • Pulmonary or respiratory conditions, for example, tuberculosis, asthma, emphysema
  • Short stature (dwarfism)
  • Traumatic brain injury

PUBLIC BURDEN STATEMENT: According to the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless such collection displays a valid OMB control number. This survey should take about 5 minutes to complete.

Enter the verification code sent to to confirm you are not a robot, then submit your application.

This application was flagged as potential bot traffic. To resubmit your application, turn off any VPNs, clear the browser's cache and cookies, or try another browser. If you still can't submit it, contact our support team through the help center.