Xendit provides payment infrastructure across Southeast Asia, with a focus on Indonesia, the Philippines and Malaysia. We process payments, power marketplaces, disburse payroll and loans, provide KYC solutions, prevent fraud, and help businesses grow exponentially. We serve our customers by providing a suite of world-class APIs, eCommerce platform integrations, and easy to use applications for individual entrepreneurs, SMEs, and enterprises alike.

Our main focus is building the most advanced payment rails for Southeast Asia, with a clear goal in mind — to make payments across and within SEA simple, secure and easy for everyone. We serve thousands of businesses ranging from SMEs to multinational enterprises, and process millions of transactions monthly. We’ve been growing rapidly since our inception in 2015, onboarding hundreds of new customers every month, and backed by global top-10 VCs. We’re proud to be featured on among the fastest growing companies by Y-Combinator.

About the Job

The mission of the Lending Compliance Lead is to support Xendit in expanding its lending operations in Indonesia in a compliant and scalable manner. As a self-starter, you will have the opportunity not only to design compliance initiatives but also to execute changes within the organization, implementing necessary improvements for compliance.

Minimum qualifications

  • 8-10 years' compliance experience in Indonesian financial services, with a preference for lending, multi-finance and/or commercial banking industries
  • Bachelor’s degree in Business / Law / Finance or equivalent
  • Deep knowledge of OJK regulations regarding multi-finance and commercial banking
  • Excellent communication, analytical, and problem-solving skills in Indonesian and English
  • Strong network and practical experience liaising with OJK personnel

Preferred Qualifications

  • Has compliance experience in the fintech or digital bank space or willing to explore the fintech or digital bank space
  • Qualifications in compliance or risk (e.g. CRC, SPPI, CRMS, CCP)


Protect our licenses by identifying & rectifying gaps in lending products and operations, and corporate governance of our entities

  • Prepare regulatory and internal compliance reports in an accurate and timely manner
  • Identify, assess and make clear practical recommendations for internal teams to rectify compliance gaps in end-to-end business processes
  • Interface with regulators and resolve issues raised by them in a timely manner
  • Work closely with auditors to ensure accuracy and rectification of gaps
  • Document, implement, enforce and communicate compliance with all regulatory requirements via internal policy and education
  • Work closely with internal teams to fulfill regulators, auditors and investors’  requirements on our lending entities

Provide advice and solutions to the business to ensure compliance of our new products, services and channels

  • Keep abreast of latest changes in regulatory requirements, and ensure governance programs and compliance policies are maintained and relevant
  • Solicit and analyze industry information to gain additional intelligence regarding emerging risks
  • Facilitate policy, risk and control discussions with stakeholders
  • Provide regular staff training on regulatory requirements 

Do whatever it takes to make Xendit succeed

  • Work independently as an individual contributor, but also be able to lead a function to drive compliance initiatives as we grow

Apply for this Job

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