About Vouch:

Business insurance is failing the modern founder. Brokers are selling the same old policies. At Vouch, we’re fixing insurance and risk solutions for startups and founders with tailored insurance designed for technology startups. With new and innovative ideas, we are delivering the right insurance and risk solutions for our customers. 

 

Vouch is a new, technology-first insurance company, backed with $70M in funding from world-class investors. Like Stripe for payments or Brex for credit cards, Vouch is creating the go-to business insurance for startups.

 

We're doing this by making insurance fast, responsive, and focused on our customer - startup founders. Instead of printed PDF applications and week-long waits, Vouch is building new technology to solve real problems, writing policies that actually cover relevant startup scenarios, and designing simple experiences in an otherwise frustrating industry.

 

Role Responsibilities: 

To deliver on this exciting category-defining product we are seeking a creative, motivated and innovative commercial P&C leader to oversee our underwriting practice for property and general liability.  

 

As a key member of the Insurance Operations team, you will play an integral role in shaping our underwriting strategy. You will be responsible for delivering underwriting targets for all property and general liability policies, including BOP and commercial package.  You will be responsible for delivering underwriting guidelines aligned to the Vouch underwriting strategy, technical insurance expertise and guidance, ongoing risk assessments and underwriting changes, all to support our mission of crafting the best insurance for those building the future. 

 

Specific activities and responsibilities may include: 

 

  • Monitor and manage underwriting risk to deliver target loss ratio (PLR) all while supporting the unique strategy and model of Vouch - implement underwriting changes as needed (in coordination with Underwriting Operations and other functions)
  • Ongoing development of and maintenance of underwriting guidelines
  • Ensure adherence to underwriting guidelines - Implement appropropriate controls (can be in coordination with Underwriting Operations) such as letter of authority, audits, or procedural changes
  • Act as subject matter expert in development of new programs and technical internal training - develop underwriting guidelines for new programs and filing updates
  • Manage account underwriting decisions in accordance with underwriting guidelines and Vouch service level standards
  • Develop and drive filing updates for mature products (18 to 24 months post launch) that: 
    •  contain meaningfully unique features perceived as highly valuable by tech startups; 
    •  allows vouch to grow and serve a high % of the market; 
    •  solve for the basic insurance needs of tech startups; and 
    •  are designed to produce an acceptable underwriting profit (PLR).

 

 

Qualifications: 

 

  • 5+ years experience in commercial P&C Underwriting - Direct underwriting experience and technical understanding of property, general liability and related lines, including BOP and commercial package. 
  • Experience working in a collaborative environment with the ability to develop underwriting guidelines that integrate the customer’s perspective, user experience concepts, auto decision orientation and our go to market strategy.
  • Experience building or working with underwriting guidelines
  • Adept at bringing creative insurance ideas to solve ambiguous problems
  • Ability to effectively manage multiple projects in a dynamic environment with the ability to prioritize high impact work
  • Bachelor’s Degree

 

 

Nice to Have: 

  • Startup experience or fast paced environment
  • Experience underwriting software, hardware or life science  industry classes



Vouch is proudly an equal opportunity employer and celebrates the diversity of it’s growing team.








Apply for this Job

* Required

  
  


U.S. Equal Opportunity Employment Information (Completion is voluntary)

Individuals seeking employment at Current Job Openings at Vouch Insurance are considered without regards to race, color, religion, national origin, age, sex, marital status, ancestry, physical or mental disability, veteran status, gender identity, or sexual orientation. You are being given the opportunity to provide the following information in order to help us comply with federal and state Equal Employment Opportunity/Affirmative Action record keeping, reporting, and other legal requirements.

Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file.

Race & Ethnicity Definitions

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categories is as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.


Form CC-305

OMB Control Number 1250-0005

Expires 05/31/2023

Voluntary Self-Identification of Disability

Why are you being asked to complete this form?

We are a federal contractor or subcontractor required by law to provide equal employment opportunity to qualified people with disabilities. We are also required to measure our progress toward having at least 7% of our workforce be individuals with disabilities. To do this, we must ask applicants and employees if they have a disability or have ever had a disability. Because a person may become disabled at any time, we ask all of our employees to update their information at least every five years.

Identifying yourself as an individual with a disability is voluntary, and we hope that you will choose to do so. Your answer will be maintained confidentially and not be seen by selecting officials or anyone else involved in making personnel decisions. Completing the form will not negatively impact you in any way, regardless of whether you have self-identified in the past. For more information about this form or the equal employment obligations of federal contractors under Section 503 of the Rehabilitation Act, visit the U.S. Department of Labor’s Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp.

How do you know if you have a disability?

You are considered to have a disability if you have a physical or mental impairment or medical condition that substantially limits a major life activity, or if you have a history or record of such an impairment or medical condition.

Disabilities include, but are not limited to:

  • Autism
  • Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, or HIV/AIDS
  • Blind or low vision
  • Cancer
  • Cardiovascular or heart disease
  • Celiac disease
  • Cerebral palsy
  • Deaf or hard of hearing
  • Depression or anxiety
  • Diabetes
  • Epilepsy
  • Gastrointestinal disorders, for example, Crohn's Disease, or irritable bowel syndrome
  • Intellectual disability
  • Missing limbs or partially missing limbs
  • Nervous system condition for example, migraine headaches, Parkinson’s disease, or Multiple sclerosis (MS)
  • Psychiatric condition, for example, bipolar disorder, schizophrenia, PTSD, or major depression

1Section 503 of the Rehabilitation Act of 1973, as amended. For more information about this form or the equal employment obligations of Federal contractors, visit the U.S. Department of Labor's Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp.

PUBLIC BURDEN STATEMENT: According to the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless such collection displays a valid OMB control number. This survey should take about 5 minutes to complete.