Job Description:
  • Analyze internal data, macroeconomics variables, perform calculations, and take decisions on the amount that needs to be provisioned each month based on forward-looking default probability.

  • Perform & verify quality control in terms of data quality, reconciliation and analyzing of report results.

  • Support the business and risk reporting needs with respect to Credit Quality including, impaired loan levels, provision for credit losses, write-offs etc.

  • Design ever-improving  provisioning methodology (including but not limited to expected loss) that meets the IFRS 9, PSAK 71, and other applicable requirements.

  • Write analysis and review the preparation of the Group Risk Management Quarterly Credit Provisioning Report.

  • Support Enterprise Risk Reporting and Finance in analyzing and reporting loan losses, impaired loans, allowances, write-offs, and recoveries. Investigate, analyze and respond to ad-hoc portfolio information requests.

  • Responsible for the ongoing interpretation of policies and guidelines issued by the accounting and regulatory bodies.

 

Job requirement:

  • Min. 5 years experience. Have a minimum of 2 years experience in managing credit provisioning.

  • Experience in credit/ loan companies, and familiarity with the latest IFRS standard is a must.

  • Accustomed to making data based RBC decisions, and taking calculated risks.

  • Having experience working in a multi functional environment (product, engineering, data, design) is a plus

  • Having experience in managing expectations of both internal and external stakeholders. Fluency in English is required.

  • At least Bachelor's degree in Accounting or Finance is required

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