About Tide:

At Tide, we are building a finance & admin platform designed to save small businesses time and money. We provide our members with business accounts and related banking services, but also a comprehensive set of connected administrative solutions from invoicing to accounting.

Launched in 2017, Tide is now the leading business financial platform in the UK with 575,000 SME members (10% market share) and more than 250,000 SMEs in India. Headquartered in London, Tide has over 1,800 Tideans across the UK, Bulgaria, India, Serbia, Romania, Ukraine and Germany. 

Tide is rapidly growing, expanding into new markets and always looking for passionate and driven people. Join us in our mission to empower small businesses and help them save time and money.   

About the Team 

We are a close-knit team of 10 lawyers based in the UK, India and Bulgaria. We are one of the most cross-functional teams in the company, helping Tideans accomplish their goals, grow the company and stay compliant. Each team member is a true owner and has a huge impact every day.

We place a lot of emphasis on team collaboration, honesty and support. We seek to make all new joiners feel part of Team Legal from day one. We're looking for an individual who'll not only fit into that team, but will bring new ideas, challenge us and leave a lasting mark.

About the role

As Regulatory Counsel at Tide, you will serve as a subject matter expert on a diverse range of regulatory and legal issues governing the fintech space across multiple jurisdictions and occasional contentious challenges. 

You’ll play a crucial role in guiding our product teams and executives through the regulatory landscape. Your expertise will help design and deploy innovative products making this position pivotal in ensuring Tide's global compliance.

As Regulatory Counsel you’ll be:

  • Advising product teams on regulatory requirements applicable to our activities, products and services, predominantly advising on UK and EU regulations while partnering with external counsel in other jurisdictions.
  • Helping senior management and business teams navigate complex regulatory frameworks to design, deploy and mature innovative payments and financial products and services.
  • Drafting and reviewing product focused terms and conditions, policies, procedures, disclosures and external communications.
  • Anticipating regulatory and legal challenges and creatively solving problems to support the business in executing their product roadmap.
  • Helping expand Tide’s global footprint by supporting new market entry initiatives e.g. conducting regulatory surveys to understand applicable laws in those markets. 
  • Providing support to business teams in relation to implementing regulatory changes and new processes.
  • Supporting regulatory advocacy initiatives with industry associations and regulators.
  • Supporting regulatory queries, investigations, audits and ad-hoc civil disputes if required.
  • Providing updates, training and education for management and product lawyers on global and regional regulatory developments.
  • Selecting and managing outside counsel effectively.


You’ll be a great fit if:

  • You have 5+yrs of PQE.
  • You have a depth of experience and knowledge around non-contentious regulatory work, in a technology driven environment. Contentious experience is desirable but not required.
  • You have previously drafted product or service product terms and conditions
  • You are proficient in interpreting, applying, or enforcing the FCA and/or PRA rules and regulations at a payments institution, fintech company or top tier law firm.
  • You have prior experience supporting new market entries. 
  • You are an innovative thinker with a passion for navigating business teams through complex legal challenges.
  • You are a strong individual contributor with effective collaboration skills at all levels within the organisation.
  • You have excellent cross-functional communication abilities in an international environment.
  • You are eager to learn and thrive in a fast-paced, growth-oriented business setting.
  • You are comfortable managing ambiguity and making decisions under tight deadlines.
  • You are proactive with a can-do attitude, taking ownership of resolving issues.
  • You have exceptional organisational skills with a proven ability to handle multiple projects simultaneously.
  • You have meticulous attention to detail with strong drafting and analytical skills.
  • You have a higher education and a degree in law.


What you’ll get in return:

  • A competitive salary
  • Share options
  • Flexible working options
  • 25 days holiday with the option to take 5 extra days of unpaid leave per year
  • 3 days paid volunteering or L&D time off per year
  • Personal L&D budget of £1,000 professional L&D budget per year
  • Group Life Insurance, Vitality Health and Dental Insurance
  • Spacious brand-new office by Old Street station, in London, with an all-day snacks bar
  • Enhanced family-friendly leave
  • Access to a global mental wellbeing platform that provides 1:1 video therapy sessions with accredited therapists and unlimited chat therapy sessions
  • Work from home budget
  • Team socials – virtual and physical events
  • Sabbatical leave


Tidean Ways of Working

At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. 

While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. 

Tide is a place for everyone

At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. 

We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard.

#LI-VS1 #LI-hybrid #LI-remote

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