Position Description

We’re looking for a risk business analyst, someone make data-driven decisions by leveraging risk-related information to support consumer lending business strategies and expansion, and satisfy various regulatory requirements.


  • Design and drive implementation for consumer loan’s strategy and policy, including but not limited to product policy, credit policy, anti-fraud policy and collection policy
  • Responsible for evaluating the credit worthiness of new credit applicants and monitoring the ongoing financial performances of existing credit customers
  • Conduct data analysis through daily risk exposure & PnL and present findings and recommendations to senior management
  • Study business operations and the local market to make determinations about its ongoing competitive outlook
  • Construct reports to monitor key performance indicators, and optimize business policy and process

Skill Required

  • Minimum 2 to 5 years of experience in credit risk analysis. More experienced candidates will be considered for lead positions.
  • Excellent analytical thinking and solid experience in data management
  • Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes
  • Strong attention to details and ability to notice discrepancies in data
  • Ability to clearly communicate complex results to technical experts, business partners, and executives
  • Proficiency in SQL is preferred


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