Position Description:

The SeaMoney team enables and drives innovations by providing a range of financial products and services to individuals and SMEs across the region. Join us and be the driving force in launching our business across multiple markets in Southeast Asia.


Job Description:

  • Design and drive implementation for consumer or small and medium-sized enterprises loan’s strategy and policy, including but not limited to application workflow design, prescreening, credit policy, credit limit, risk based pricing.
  • Responsible for evaluating the credit worthiness of new credit applicants and monitoring the ongoing financial performance of existing credit customers.
  • Conduct data analysis through daily risk exposure & profit and loss and present findings and recommendations to senior management.
  • Study business operations and the local market to make determinations about its ongoing competitive outlook.
  • Construct reports to monitor key performance indicators, and optimize business policy and process.



  • Minimum 2 years of experience in credit risk analysis. More experienced candidates may be considered for lead positions.
  • Bachelor Degree and above in Finance, Computer Science, Statistics, Economics, or other relevant fields from a worldly recognised university with good academic credentials.
  • Excellent analytical thinking and solid experience in data management.
  • Comfortable with ambiguity and yet able to steer analytics projects toward clear business goals, testable hypotheses and action-oriented outcomes.
  • Strong attention to details and ability to notice discrepancies in data
  • Ability to clearly communicate complex results to technical experts, business partners, and executives.
  • Working experience in Retail/Institutional Banking, Consumer/SME Finance, Supply Chain Finance, e-Commerce, Consulting or Credit Ratings Agency will be an advantage.
  • Proficiency in SQL, Python or SAS is preferred.

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