About Security Bank

We are the Philippines’ largest independent bank, having won countless awards over the years including the most prestigious industry award in both 2015 and 2016—the Bank of the Year – Philippines by The Banker.

We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them feel valued and empowered.

Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.

In our constant pursuit of excellence and improvement, we create teams that support our business and each other.

The Role

As Credit Officer, you will be responsible for evaluating consumer loan applications and performs verification as needed. Assess eligibility, determine degree of risk involved in extending credit or loan, provide data-driven decision and sound judgment

How you'll contribute

Reviews and assesses consumer loan applications based on minimum risk acceptance criteria to determine eligibility
Establish identity and capacity to pay based on investigation results, credit checking, and submitted documents, to determine feasibility of granting loan or credit
Renders sound judgment and credit decision on consumer loan applications
Ensures compliance with policies and procedures using the operations manual and underwriting guidelines to control risk
Proactively propose initiatives to achieve or improve productivity, service delivery, and quality of work
Performs other related tasks which may be assigned from time to time

What we’re looking for

Bachelor’s Degree in Business Studies / Administration / Management, Commerce, Finance / Accountancy / Banking
At least 2 yrs relevant experience in Credit Underwriting from Banking, Lending Companies, or Fintech
Good communication skills both oral and written
Knowledge of credit process
Underwriting skills
Time management
Service-oriented
Team player

#LI-ST1

#LI-Hybrid

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By applying for this position, I hereby authorize any member of the SBC Group (SBC and its affiliates and subsidiaries reported as part of SBC’s conglomerate map/group structure as defined under BSP Circular 749) and Bancassurance companies or their authorized Service Providers and representatives, to process the information you provided and disclose the same to your employer, guarantors, references, school/college/university/institute/ professional qualifying bodies; the Bureau of Internal Revenue, Banks, Credit Card Companies and other Financial Institutions, the Banker's Association of the Philippines - Credit Bureau (BSP-CB), Credit Card Association of the Philippines (CCAP) or to any similar credit monitoring entity for the following purposes:

To establish your true and full identity;
Employment evaluation, reference, background checks
To verify your academic and professional qualifications;
Credit reporting and evaluation;
To generate statistical data for research purposes to improve the bank's internal hiring process.

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CREDIT OFFICER | UNDERWRITING | SB FINANCE | MAKATI

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