About Security Bank

We are the Philippines’ largest independent bank, having won countless awards over the years including the most prestigious industry award in both 2015 and 2016—the Bank of the Year – Philippines by The Banker.

We’re changing how people bank. From the moment customers enter our branches to their experience online, we make them feel valued and empowered.

Now, with more than 300 branches spanning the country, BetterBanking has become the gold standard in improving the banking lives of millions of Filipinos. But we’re far from done.

In our constant pursuit of excellence and improvement, we create teams that support our business and each other.

The Role

As Credit Officer, you will be responsible for evaluating consumer loan applications and performs verification as needed. Assess eligibility, determine degree of risk involved in extending credit or loan, provide data-driven decision and sound judgment

How you'll contribute

  • Reviews and assesses consumer loan applications based on minimum risk acceptance criteria to determine eligibility
  • Establish identity and capacity to pay based on investigation results, credit checking, and submitted documents, to determine feasibility of granting loan or credit
  • Renders sound judgment and credit decision on consumer loan applications
  • Ensures compliance with policies and procedures using the operations manual and underwriting guidelines to control risk
  • Proactively propose initiatives to achieve or improve productivity, service delivery, and quality of work
  • Performs other related tasks which may be assigned from time to time

What we’re looking for

  • Bachelor’s Degree in Business Studies / Administration / Management, Commerce, Finance / Accountancy / Banking
  • At least 2  yrs relevant experience in Credit Underwriting from Banking, Lending Companies, or Fintech
  • Good communication skills both oral and written
  • Knowledge of credit process
  • Underwriting skills
  • Time management
  • Service-oriented
  •  Team player




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