Exactly 45 billion dollars is locked up in cash security deposits. We prove that there’s a better way. Rhino is bringing financial flexibility to renters everywhere.

We give renters a choice in a transaction that never offered choice before. We replace upfront security deposits with affordable insurance that saves renters hundreds and thousands of dollars. To date, we have saved renters over $150 million and are trusted in over 1 million homes across all 50 states.

Founded in 2017 and VC backed, Rhino's mission is to utilize technology to offer products and services that break down financial barriers and offer a win-win solution for both renters and property owners/managers alike.

As part of the Rhino team, you’ll join an accomplished group that is building the foundation of a company revolutionizing the renting process. We are looking for a mission-driven self-starter to leverage their actuarial and technical skills to help shape our core insurance product and optimize its value propositions across our key stakeholders: renter customers, landlord partners and insurance carrier partners.

In this role, you will:

  • Build, maintain and iterate statistical models to inform pricing strategy for Rhino’s products
  • Leverage existing and new data sources to identify data features to improve our risk model and underwriting guidelines
  • Develop underwriting criteria recommendations supported by data
  • Partner with product managers and engineers to implement pricing adjustments and improve the capture of underwriting and claims data
  • Support the development of new insurance products through analytics in product design, portfolio management techniques and rate filings
  • Synthesize your work to effectively communicate the core takeaways and recommendations for the executive team and external insurance partners
  • Adapt traditional actuarial methods to our unique insurance model to analyze portfolio performance, model ultimate loss estimates, and drive loss mitigation strategies 
  • Lead monthly reporting of claims and underwriting profitability performance 
  • Support the Insurance & Compliance team on regulatory filings and requests

We’re ideally seeking:

  • 5+ years of total professional actuarial experience in P&C industry, with 2+ years focused on pricing/predictive analytics. Previous experience in surety/credit lines is a plus
  • ACAS or FCAS designation required
  • Experience building predictive models using modern data science techniques
  • Strong proficiency in SQL and Python (or similar scripting languages). Experience with data visualization tools (e.g. Tableau) is a plus
  • Organized and able to efficiently prioritize, multi-task, and adapt in a fast-paced, often changing environment
  • Resource, scrappy self-starter that constantly looks to improve / optimize 
  • Enjoys thinking outside the box and finding creative solutions to actuarial problems
  • Detail-oriented, but capable of seeing the big picture and following the “80/20 rule”
  • Strong interpersonal and communication skills with the ability to synthesize complex and nuanced concepts to technical and non-technical audiences
  • High-growth start-up experience is preferred
  • Familiarity with DOI requirements across multiple states

Benefits:

  • Competitive compensation and 401k 
  • Unlimited PTO to give our employees a little extra R&R when they need it  
  • Stock option plan to give our employees a direct stake in Rhino’s success
  • Comprehensive health coverage (medical, dental, vision)
  • Remote Work Program to allow for flexibility between home and the office
  • Generous Parental Leave to create a family-friendly culture
  • Wellness Perks (Gym, Classpass, & Citibike Memberships)
  • Commuter Benefits through a Flexible Spending Account
  • Fintech Equality Coalition Founding member

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