Pinwheel - Building a fairer financial system by unlocking API access to payroll systems.
More than half of Americans have a poor credit score or no score at all. Since most financial institutions rely on traditional credit scoring to assess risk, that means these people can't access affordable financial products. Instead, they resort to high-interest credit cards, payday loans, and trigger overdraft fees to make ends meet — which ultimately push them into deeper cycles of debt.
Pinwheel provides an API platform that makes it easy to connect payroll accounts like ADP and Gusto to any app. By unlocking the wealth of identity, income and employment data that sits in these systems, alongside direct access to paychecks, we can help innovators build the next generation of financial products that increase access for the underserved while improving the businesses of our partner fintechs, banks, and lenders.
Who are we looking for?
Unlike your typical e-commerce or consumer internet startup, at Pinwheel we have built our entire platform from the ground up using the micro-services architecture. We are looking for senior backend engineers who are interested in building large-scale distributed systems and enjoy solving the unique problems that come with it. If you are up for the challenge, we welcome you to join our diverse and growing engineering team.
What will you be doing?
Work alongside other engineers to help build and scale-out our core platform that integrates with thousands of 3rd party payroll systems.
Build software tools and abstractions to reduce the effort required to integrate with a large number of 3rd party systems.
Implement observability for the code you write and optimize for scalability and reliability over time.
Work alongside engineering managers and product managers to scope out new improvements to our platform in well defined architecture documents.
What skills are necessary?
4+ years of experience building and scaling backend systems.
Able to write well-structured object-oriented code in Python or similar server side language.
Able to architect new systems and evaluate the tradeoffs in scalability, reliability, performance, and security.
Familiar with developing services in AWS or similar cloud providers.
FinTech and/or API development experience is a plus, but not required.
Why join Pinwheel?
Best Time to Join - Our company is small but well-funded, meaning you get the upside of starting on the bottom floor with minimal risk.
Be a Cultural Founder - You will have an active hand in molding the company culture and being a part of the entrepreneurial journey.
Build Something Revolutionary - Help build the consumer data infrastructure of the future.