About Us:
We believe everyone deserves a chance to improve their financial future. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.
Some things we’re excited about:
- $500 million in spending power used by our members
- Increasing members’ credit by 36 points (on average) within the first 3 months
- Backed by First Round Capital and JP Morgan
Products we’ve built to make an impact:
- Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
- Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
- Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.
The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home.
About the Role:
As a finance intern at Perpay, your main responsibility is to learn! We understand the value of mentorship and offer students an opportunity to gain real work experience before graduation. During your 10-12 weeks as a finance intern, you will work directly on Perpay’s financial reporting, and strategic finance initiatives. Your responsibilities will include financial planning and analysis, using tools like Excel to analyze key metrics and support decision-making processes. You will help analyze financial performance related to our e-commerce and credit card operations, contributing to insights that drive growth and profitability. Your ability to manipulate and analyze data to communicate findings will be critical to your success in this internship. Additionally, you will work closely with other teams throughout Perpay to prepare and deliver ad hoc strategic financial models that empower different aspects of our growing company. All while developing the skills to succeed in a fast-paced tech start-up environment and experiencing and contributing to our unique culture.
Our greatest strength is our people and we’d love for you to be one of them!
Responsibilities:
- Financial planning and analysis
- Analyzing financial performance related to our e-commerce and credit card operations
- Using tools like Excel to analyze key metrics and support decision-making processes
- Collaborating with other teams to prepare and deliver ad hoc strategic financial models
What You’ll Bring:
- Currently enrolled in an MBA or relevant graduate degree program with an expected graduation date between Winter 2025 – Summer 2026
- Proficient in Excel, including pivot tables and VLOOKUP
- Strong analytical skills with acute attention to detail
- Interest in FinTech and the consumer credit landscape
- Deep understanding of financial statements and models
Bonus:
- Previous experience working in finance or a data-driven role
- Background in capital markets and/or valuation of assets
- Proficiency in SQL
Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!
What We’ll Bring For Internship:
- Hourly compensation
- Espresso bar, full kitchen, weekly catered lunches, snacks, beverages, & everyday lunch essentials
- One of a kind office with comfortable work/lounge spaces and pleasant riverfront setting
- Opportunity to gain experience at one of the fastest-growing financial startups in the country in both e-commerce & fintech working cross functionally.
What We’ll Bring:
- Competitive salary + company equity
- 401k with company match
- Medical / Dental / Vision insurance
- Flexible Spending Account (FSA)
- Relocation assistance
- Pre-tax commuter benefit
- Student loan repayment match
- Gym subsidy with City Fitness
- Cell phone plan
- Paid parental leave
- Unlimited PTO
Additional Perks:
- Opportunity to gain experience at one of the fastest-growing financial startups in the country
- Work on both e-commerce & fintech customer-facing products
- Collaborate cross-functionally with product, design, marketing, operations, data teams, and more
This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)
Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.
