About us: 

We’re here to make money work for everyone and we're doing things differently. For too long, banking has been obtuse, complex and opaque.

We want to change that and build a bank with everyone, for everyone. Our amazing community suggests features, test the app and give us constant feedback so we can build something everyone loves.

We're focused on solving problems, rather than selling financial products. We want to make the world a better place and change people's lives through Monzo.

About our Finance Team:

We're looking for a highly proactive, enthusiastic and commercially-minded Product Controller to work within our Financial Reporting team, and help us build a world-class Finance function.

We have some really exciting challenges coming up in Finance like building out our Treasury function, transacting derivatives and more complex fixed income products. Across the business we’re also launching investment products, continuing to grow our customer base, keep growing our lending business and add to our marketplace. You’ll work on scaling Monzo in a controlled way, while helping us optimise our financial control processes with the help of technology. You’ll join the Finance team and report to one of our Financial Reporting Managers.

Your day-to-day   

  • Work very closely with our Treasury team as we build our product control capabilities in Finance, helping support them with their interest rate swap and investment transactions.
  • Take ownership of the daily control processes around these products, including trade confirmations, daily profit and loss reporting, independent price verification and helping to build out best-practice, scaleable controls.
  • Help manage a tight process with the rest of our Finance team to ensure a swift month-end close process for those products you’re responsible for.
  • Understand the Treasury business and their products to write insightful management commentary.
  • Work with our engineers to automate the production elements of this role, allowing you to focus on the parts of the role where your knowledge and skills provide the most value.
  • Work with our 2nd and 3rd lines of defence to develop a robust control environment.
  • Help review new products, assessing the accounting and implementing them in our banking platform and accounting system.
  • Prepare monthly management and adhoc reports, offering meaningful analysis of  movements.
  • Resolve miscellaneous inquiries and supporting the overall Finance team wherever needed - from forecasting and valuations, to bank transfers and new system implementations.

You should apply if:

  • You’re a qualified accountant, and have had 1-2 years’ experience in product control (bonus points for Treasury experience)
  • You have a great eye for detail
  • You’re fascinated by the banking and regulatory landscape, and have a good understanding of key financial controls
  • You’re a self-starter and enjoy tackling what needs doing, whether it’s making a bank transfer or pulling together reports for management or investors
  • You’re comfortable translating complex information into simple words for people with diverse backgrounds
  • You’re interested in using data (SQL skills would be a bonus)
  • You thrive in a dynamic and constantly evolving environment
  • What we’re doing at Monzo excites you!

The Interview Process:

Our interview process involves 3 main stages:

  1. 30 mins phone call with a recruiter
  2. An initial call with someone from the team
  3. 2-3 interviews remotely via hangouts

Our average process takes around 2-3 weeks but we will always work around your availability. You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions ahead of this please contact us on core-hiring@monzo.com

What’s in it for you:

📍This role can be based in our London office, but we're open to distributed working within the UK (with ad hoc meetings in London).

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.

📚Learning budget of £1,000 a year for books, training courses and conferences

➕And much more, see our full list of benefits here

If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.

Equal Opportunity Statement

We are actively creating an equitable environment for every Monzonaut to thrive.

Diversity and inclusion are a priority for us and we are making sure we have lots of support for all of our people to grow at Monzo. At Monzo, embracing diversity in all of its forms and fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog,  2021 Diversity and Inclusion Report and 2021 Gender Pay Gap Report.

We're an equal opportunity employer. All applicants will be considered for employment without attention to ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity status or disability status.



Apply for this Job

* Required
resume chosen  
(File types: pdf, doc, docx, txt, rtf)
cover_letter chosen  
(File types: pdf, doc, docx, txt, rtf)

👤 Identity survey

Our goal at Monzo is to make money work for everyone. To do that, working at Monzo must work for everyone. We want to create an equitable, engaged and innovative workplace which gives people from all backgrounds the support they need to thrive and grow. 

Making Monzo work for everyone starts right at the beginning of every Monzonaut's journey: when they apply to work here. This demographic survey will help us better understand the people who apply to work at Monzo. It'll help us see how different groups progress through our hiring process, and where we need to make improvements to be more inclusive. If you choose to fill it out, all of the information you give us is:

  • Voluntary. And we've included a "prefer not to say" option for every question. It'd be helpful if you still fill out the survey even if you choose "prefer not to say" for every question, as it's useful for us to understand & record this. We won't know if you choose to fill this survey in or not.
  • Anonymous to Monzo. We can't tie your responses to you and they won't make a difference to the outcome of your application. We'll only use grouped responses for equal opportunities monitoring in our hiring process.

For more information on how we'll use this data, please read our candidate privacy notice.

By filling out this survey, you agree that we can use your responses for the purposes we've mentioned above. You are not letting us know if we need to make any adjustments to the hiring process because of disability or neurodiversity - to do this please email us.

How would you describe your gender identity?

Do you identify as transgender?

What's your sexual orientation?

Do you identify as having a disability?

Do you consider yourself to be neurodiverse?

How would your describe your ethnicity?