We are looking for an experienced, proactive Treasurer who is great at optimising yield, managing risk and building deep relationships with both the wider Monzo team and our regulators. Alongside the usual treasury activities of optimising capital, liquidity, market risk, and funding strategies, you will also have the freedom to design the technology strategy for the team and have a major impact in the way we drive things moving forward. This is a very exciting time to join a digital bank with more than 6 million UK customers and a growing US operation.

The role 

You’ll spend your time:

  • Leading and developing a pioneering treasury team
  • Leveraging technology to execute your vision of Monzo’s Treasury function
  • Educating Monzonauts about what the Treasury team  is doing and why it’s important
  • Working alongside the Finance senior leadership team and the new Group CFO 
  • Engaging and advising the business on product & feature design
  • Setting and maintaining robust Treasury strategies, from Liquidity & Capital Management to Market Risk
  • Being secretary to the Asset and Liability Committee
  • Setting and maintaining an effective Treasury policy to manage and optimise collateral, our liquidity buffer and to optimise yield within board agreed risk boundaries 
  • Managing the daily liquidity management of operational cash flows Reporting on all things regulatory governance and strategic
  • Completing of the annual ILAAP and assist in the production of the ICAAP and adhering to all Monzo’s Treasury, risk and compliance policies

You should apply if:

  • You have proven experience working in a Treasury environment and have an excellent understanding of treasury products and practices
  • You have a strong sense of accountability and are a driver of change
  • You have ability to understand complex financial concepts and simplify these to communicate effectively
  • You have a desire to optimise yield while Monzo is growing at pace 
  • You have strong knowledge of Prudential regulation, specifically around IRRBB, capital and liquidity
  • Strong analytical skills and a ‘hands on’ attitude
  • You have vast knowledge of and a keen interest in financial markets
  • You have obtained financial qualifications such as CFA, ACT or ACA/CIMA/ACCA


The application process consists of a 30 mins phone call with a recruiter, an initial call with someone from the team, and 2-3 interviews remotely via hangouts. We promise not to ask you any brain teasers or trick questions.

The salary is competitive plus we offer stock options and other benefits.

We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.

Diversity and inclusion is a priority for us – if we want to solve problems for people around the world, our team has to represent our customers. So we need to attract the best talent and create an environment that supports and includes them. You can read more about diversity and inclusion on our blog.

If you prefer to work part-time, we'll make this happen whenever we can - whether this is to help you meet other commitments or strike a great work-life balance.

While the pandemic is still here, everyone at Monzo is welcome to work remotely. When things return to normal, we'd like you to be able to be part of working in a team environment in our London office at least 1 day a week

We can help you relocate to London & we can sponsor visas.


Equal Opportunity Statement

At Monzo, embracing diversity in all of its forms and fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone.

We're an equal opportunity employer. All applicants will be considered for employment without attention to ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity status or disability status.


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Our goal at Monzo is to make money work for everyone. To do that, working at Monzo must work for everyone. We want to create an equitable, engaged and innovative workplace which gives people from all backgrounds the support they need to thrive and grow. 

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