We’re building the best bank account in the world. We believe there should be an alternative to the banking of the past: we help our customers better manage their finances through beautiful and intuitive digital tools. We want to replace the terrible user experiences that you are forced to use whenever you log into your bank, and get rid of unfair fees and poor customer service.

Monzo is the lead challenger bank in the UK. In the last few years, we’ve built a banking app with extremely high daily engagement and an NPS that’s consistently above 70. More than 5 million people (10% of UK adults) have a Monzo account. We’ve raised over $1 billion from YCombinator, Stripe, Coatue, Eric Schmidt, Mike Moritz and others - most recently at a $4.5bn valuation. Our competitive advantage is that we operate like a tech company in a space where software has not yet eaten the world - for example, we built our own core banking system from scratch!

We’re just getting started in the US. Your work will help us deliver on our technical and product strategy as we expand into our first international market. We’re a small team operating like an early stage startup but with the financial, operational, and engineering platform muscle of a larger company. We’re focused on launching an amazing US product, shipping and iterating quickly, and finding product market fit. We’re looking for highly driven, enterprising people to help us achieve our mission to make money work for everyone.

Internally, we encourage an open, collaborative, inclusive working environment. We contribute to open source software, and we continually engage with our wonderful community. We’re hiring talented, creative problem-solvers to help us build the bank of the future. Join us!

About the Role

We’re looking for a seasoned, product-aware Android engineer to help us rebuild banking from the ground up. As one of our first US-based engineering hires, you'll have a rare and exciting opportunity to shape the product, the launch, and the team we hire. Whether it's building new budgeting tools, launching joint accounts, or improving how we communicate to customers, you'll drive massive impact across our entire business. The ideal candidate will have experience working as part of small teams or at early stage companies and be capable of working independently and efficiently in ambiguous environments. 

This position will report to the US Head of Engineering.

What you'll be doing:

  • Build new features for the Android app to launch to US customers as part of a small and collaborative product squad
  • Test, launch and iterate on product features based on a data-driven approach that also incorporates user feedback and testing
  • Contribute to hiring, product testing, and vendor selection 

You should apply if:

  • You’ve shipped and iterated on at least one app in the Play Store
  • You have a product mindset: you really care about customer outcomes and you want to build a product that fundamentally changes how users manage their finances
  • You love turning excellent design into beautiful products
  • You’re comfortable working in a new, small team that is rapidly growing – you’ll need to be happy with ambiguity, iterating quickly and things changing on a daily basis
  • You have an understanding of the principles of computer science

About our Android app

At Monzo, you'll get to work with industry standard tools and technologies - and help us define what great looks like for Android engineers.

Our app is almost 100% Kotlin, built using MVVM (Model View ViewModel) and Coordinators, and modularized by product features.

We use RxJava, Retrofit and Moshi for API calls and Dagger for dependency injection. Room is our choice for persistence, and Repositories for interacting with them. We’re starting to build out our design system, which we’re doing using Jetpack Compose.

We use GitHub Pull Requests to do code reviews, and write unit tests for our ViewModels, Coordinators, and any other classes which contain logic. We use Espresso for UI tests, which we run on Firebase Test Lab via CircleCI.

We’ve previously written about building Monzo Chat on Android, which goes into detail on some of these elements.

Location

We support full remote work from anywhere in the US. We also have an office in downtown SF, where we optionally meet twice a week for meetings, teamwork and socializing.

Benefits

  • 🏥 Great Health, Dental and Vision Insurance
  • 💲 Competitive salary
  • 📈 Stock Options
  • 💰 Generous 401k with 4% employer match
  • 🏝 32 days of vacation and public holidays per year (and we require that you take all of your days each year as we believe that well rested employees are more effective!)
  • Maternity / Paternity leave
  • We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.

Snippets of Monzo Culture

Interview Process

Our interview process consists of an initial phone interview, a take-home coding test  followed by a task review call, and 2-3 hours of interviews conducted via hangouts. The ‘on-site’ consists of two rounds:

  • You'll meet 2 other Android engineers. Together we'll go over some technical challenges we've faced as a company. We'll ask you to come up with designs to solve these problems.
  • You'll meet 2 Monzonauts to chat about some of the non-technical parts of being a product engineer at Monzo. These include your experience in delivery, team work, coaching/mentoring and persuasion.

At each stage you'll have an opportunity to ask us questions about what life is like at Monzo. 

We promise not to ask you any brain teasers or trick questions. We might design a solution together on a whiteboard, the same way we often work together, but we won’t make you write code on one.

Equal Opportunity Statement

At Monzo, embracing diversity in all of its forms and fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone.

We're an equal opportunity employer. All applicants will be considered for employment without attention to ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity status or disability status.

#LI-San Francisco, United States (Remote)

#LI-EL1




Apply for this Job

* Required
  
  


Voluntary Self-Identification

For government reporting purposes, we ask candidates to respond to the below self-identification survey. Completion of the form is entirely voluntary. Whatever your decision, it will not be considered in the hiring process or thereafter. Any information that you do provide will be recorded and maintained in a confidential file.

As set forth in Monzo’s Equal Employment Opportunity policy, we do not discriminate on the basis of any protected group status under any applicable law.

Race & Ethnicity Definitions

If you believe you belong to any of the categories of protected veterans listed below, please indicate by making the appropriate selection. As a government contractor subject to the Vietnam Era Veterans Readjustment Assistance Act (VEVRAA), we request this information in order to measure the effectiveness of the outreach and positive recruitment efforts we undertake pursuant to VEVRAA. Classification of protected categories is as follows:

A "disabled veteran" is one of the following: a veteran of the U.S. military, ground, naval or air service who is entitled to compensation (or who but for the receipt of military retired pay would be entitled to compensation) under laws administered by the Secretary of Veterans Affairs; or a person who was discharged or released from active duty because of a service-connected disability.

A "recently separated veteran" means any veteran during the three-year period beginning on the date of such veteran's discharge or release from active duty in the U.S. military, ground, naval, or air service.

An "active duty wartime or campaign badge veteran" means a veteran who served on active duty in the U.S. military, ground, naval or air service during a war, or in a campaign or expedition for which a campaign badge has been authorized under the laws administered by the Department of Defense.

An "Armed forces service medal veteran" means a veteran who, while serving on active duty in the U.S. military, ground, naval or air service, participated in a United States military operation for which an Armed Forces service medal was awarded pursuant to Executive Order 12985.


Form CC-305

OMB Control Number 1250-0005

Expires 05/31/2023

Voluntary Self-Identification of Disability

Why are you being asked to complete this form?

We are a federal contractor or subcontractor required by law to provide equal employment opportunity to qualified people with disabilities. We are also required to measure our progress toward having at least 7% of our workforce be individuals with disabilities. To do this, we must ask applicants and employees if they have a disability or have ever had a disability. Because a person may become disabled at any time, we ask all of our employees to update their information at least every five years.

Identifying yourself as an individual with a disability is voluntary, and we hope that you will choose to do so. Your answer will be maintained confidentially and not be seen by selecting officials or anyone else involved in making personnel decisions. Completing the form will not negatively impact you in any way, regardless of whether you have self-identified in the past. For more information about this form or the equal employment obligations of federal contractors under Section 503 of the Rehabilitation Act, visit the U.S. Department of Labor’s Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp.

How do you know if you have a disability?

You are considered to have a disability if you have a physical or mental impairment or medical condition that substantially limits a major life activity, or if you have a history or record of such an impairment or medical condition.

Disabilities include, but are not limited to:

  • Autism
  • Autoimmune disorder, for example, lupus, fibromyalgia, rheumatoid arthritis, or HIV/AIDS
  • Blind or low vision
  • Cancer
  • Cardiovascular or heart disease
  • Celiac disease
  • Cerebral palsy
  • Deaf or hard of hearing
  • Depression or anxiety
  • Diabetes
  • Epilepsy
  • Gastrointestinal disorders, for example, Crohn's Disease, or irritable bowel syndrome
  • Intellectual disability
  • Missing limbs or partially missing limbs
  • Nervous system condition for example, migraine headaches, Parkinson’s disease, or Multiple sclerosis (MS)
  • Psychiatric condition, for example, bipolar disorder, schizophrenia, PTSD, or major depression

1Section 503 of the Rehabilitation Act of 1973, as amended. For more information about this form or the equal employment obligations of Federal contractors, visit the U.S. Department of Labor's Office of Federal Contract Compliance Programs (OFCCP) website at www.dol.gov/ofccp.

PUBLIC BURDEN STATEMENT: According to the Paperwork Reduction Act of 1995 no persons are required to respond to a collection of information unless such collection displays a valid OMB control number. This survey should take about 5 minutes to complete.