Financial Crime Officer

Who are Liberis?

At Liberis, we are on a mission to unleash the power of small businesses all over the world - delivering the financial products they need to grow through a network of global partners.

At its core, Liberis is a technology-driven company, bridging the gap between finance and small businesses. We use data and insights to help partners understand their customers’ real time needs and tech to offer tailor-made financial products. Empowering small businesses to grow and keep their independent spirit alive is central to our vision.

Since 2007, Liberis has funded over 40,000 small businesses with over $1.5bn - but we believe there is much more to be done. Learn more about Liberis by visiting https://www.liberis.com/.

The role

The role of Financial Crime Officer at Liberis is perfect for someone who sees compliance as a partner to innovation, bringing both structure and flexibility to financial crime prevention. We’re looking for a candidate who is highly organised, diligent, and focused, with expertise in financial crime and regulatory risk. You'll be comfortable working independently, offering guidance on complex issues, and bringing an agile mindset to handle competing priorities in a fast-growing environment.

Collaboration is key in this role; you'll work closely with teams across the business to ensure that policies are not only designed but effectively implemented and understood. Ideal candidates are curious, solution-driven, and ready to connect the dots between our goals and broader industry trends.

What will you be doing?

• Provide insightful Financial Crime advice to drive secure business decisions and support innovative new product launches.
• Oversee Financial Crime reporting and global regulatory submissions, ensuring timely and impactful insights for the business.
• Identify opportunities to strengthen Liberis’ financial crime controls and champion initiatives that protect our business.
• Take the lead on Suspicious Activity Reports, helping to keep our operations secure and compliant.
• Collaborate on refining our Transaction Monitoring processes, supporting improvements that keep us a step ahead.
• Ensure that our financial crime controls are robust, fit-for-purpose, and adaptable to evolving needs, implementing enhancements as needed.
• Draft and implement financial crime policies and procedures that guide our business toward excellence.
• Stay on top of emerging regulations and trends, ensuring our practices and policies meet the latest standards.
• Support critical financial crime actions following audits and reviews, helping our team continuously improve.
• Contribute to broader compliance initiatives, adding value to our team’s activities and central governance functions.

What we think you'll need

• A broad understanding of SME lending, combined with a true passion for fintech innovation and driving industry change.
• Excited to build and shape the future, not just follow—a creative thinker eager to bring fresh ideas to life.
• An agile mindset that thrives on juggling priorities in a fast-paced, growth-focused environment.
• Expertise in Financial Crime and Fraud, with the insight needed to tackle complex challenges head-on.
• Technical knowledge of financial crime regulations, keeping the business a step ahead in compliance.
• Solid understanding of AML requirements, including JMLSG, to ensure top-tier compliance.
• Familiarity with the FCA framework and oversight, guiding business operations with confidence.
• ICA or ACAMS qualification (or equivalent) is a plus, bringing additional credibility and expertise to the team.
• Ideally, experience working with Product and Commercial teams to develop compliant, market-ready products.
• Skilled in engaging stakeholders across the business, fostering a culture of collaboration.
• Exposure to international markets beyond the UK, such as the EU and US, for a truly global perspective.

What happens next?

Think this sounds like the right next move for you? Or if you’re not completely confident that you fit our exact criteria, apply anyway and we can arrange a call to see if the role is fit for you. Humility is a wonderful thing, and we are interested in hearing about what you can add to Liberis!

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