About KOHO

KOHO’s purpose is to empower Canadians to build a great financial foundation with products that are radically transparent and easy to manage. We first launched in 2017, and we have since built a community of over 1 million users. Leading investors around the globe believe in our vision, and we’ve successfully raised over $320M to make our vision a reality.
Discover our culture here and get the inside scoop from our team here!

About the Role

KOHO Financial is looking for a dynamic Manager, Enterprise Risk Management (ERM) to help us create a lean but effective ERM framework and measure and manage risk. This role has a scope that is company-wide including working closely with stakeholders in all business areas.

Reporting to the Chief Risk Officer, this role will be a key part of a team responsible for developing strategies and controls to manage all areas of risk at KOHO and will be instrumental in helping KOHO obtain a bank license.

What You’ll Do

  • You will develop Enterprise Risk Management frameworks, policies, reporting and tools 
  • Liaise with business and product teams on understanding, managing, and responding to risk of all types – credit risk, market risk, liquidity risk, vendor risk, model risk, reputational risk, compliance risk, technology risk for example
  • Work directly with key external partners and regulators on KOHO’s enterprise risk management function and play an important role in KOHO obtaining a bank license and operating the Bank in a safe and sound manner
  • You will analyze and report on enterprise risks and manage them according to the framework
  • You will support the planning and implementation of programs designed to identify and monitor risk exposure and maximize the efficiency and effectiveness of the analytical processes
  • You will monitor and analyze information provided through detection systems, tools, reports to evaluate, investigate and determine required actions
  • You will assist in process improvement and policy and procedure documentation
  • You will carry out analysis of potential risks and sources of vulnerability and apply risk mitigation measures
  • Continue to develop Enterprise Risk Management (ERM) tools and practices to analyze and report on enterprise risks and to manage those risks according to KOHO's ERM framework
  • You will take on other risk management functions/tasks as needed

Who You Are

  • You have extensive Enterprise Risk Management expertise
  • You are knowledgeable about key risk areas that may impact KOHO as a fintech company
  • You have excellent communication skills for building trust and credibility
  • You are a strong team player with adaptability and flexibility
  • You have expertise in compliance standards like OSFI Guidelines, RPAA, Payments Canada requirements
  • You have a pragmatic approach to balancing risk and cost
  • You have an entrepreneurial mindset for navigating challenges
  • You show ownership and accountability for outcomes
  • You have advanced Excel and strong analytical skills

At KOHO, we are dedicated to providing pay transparency to all candidates. Compensation at KOHO is determined through various factors including but not limited to: comparable salary market data within Canada, technical skill assessment, a holistic view of previous work history, and internal pay equity with other KOHO team members.

Target Base Salary Range
$90,000$130,000 CAD

What's In It For You?

We invest time and resources into making sure KOHO is as good as the people we hire. Here are some of the reasons we attract the best people:
🧘‍♂️ Balance Your Life - Company-wide summer wellness days, winter holiday closure, personal days, a wellness spending account, and maternity & parental leave top-up
💻 Remote First - Work from anywhere in Canada with a budget to set up your home office
🆙 Level Up - Access to an in-house certified performance coach and an annual training budget
🥅 Reach Your Goals - Salary assessments twice per year
🙌 The KOHO Culture - We have won 7 "Great Place to Work ®" awards since 2019
🤝 Be an Owner - Every KOHO employee gets a generous amount of equity with a 10 year exercise window
The KOHO culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact peopleaccessibility@koho.ca and the People and Culture team will be happy to help.

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