A nonprofit leader in the high-impact fields of community development and microfinance, DreamSpring is dedicated to helping entrepreneurs realize their dreams and fuel increased economic opportunity and mobility through business ownership. Since 1994, DreamSpring has infused more than $142 million in the growth and success of more than 9,000 small businesses across Arizona, Colorado, Nevada, New Mexico, and Texas. Learn more at www.DreamSpring.org.
We are looking for an experienced underwriter to join our underwriting team at our Albuquerque headquarters. DreamSpring prides itself on coming up with unique solutions to challenging loans requests and thinking outside the box to support our clients while maintaining a strong culture of repayment. We make loans that make sense outside of the traditional accepted profile to meet the needs of entrepreneurs in our community.
Reviews and completes underwriting and credit analysis of loan applications for $50,000 and up;
Assists loan officers with comments or questions about applications and the likelihood of approval;
Evaluates the risk of the loan requests;
Works with lending staff to ensure that applicants qualify per DreamSpring loan policy; and
Works with staff and management team to improve lending system efficiency and increase program scale.
Underwriters must have a passion for DreamSpring's mission and a strong commitment to DreamSpring's culture of exceptional customer service, excellence and accountability;
Strong analytical skills and clear writing and communication skills;
A bachelor’s degree in finance, accounting, or business administration;
Three to five years relevant experience in alternative lending underwriting preferred.
DreamSpring offers an excellent total compensation package, including competitive base salary, the opportunity for exciting incentive pay, health and dental coverage, retirement benefits, and generous paid time off.