Who We Are

Chipper Cash was founded in 2018 by Ham Serunjogi and Maijid Moujaled, with the aim to “chip away” at the problem of inaccessible financial services, a high population of underbanked consumers, reliance on cash for daily commerce and the difficulty of cross-border transactions. Today, Chipper Cash is connecting more than four million people in Africa, one transaction at a time with an easy-to-use mobile app that makes money transfers fast, secure and free. Whether it’s sending money home to support your family, running a cross-border business or paying local expenses, Chipper Cash saves time, saves money, and opens up new opportunities for Africans everywhere. 

With plans for rapid expansion, the Chipper Cash mobile app is currently available to consumers and businesses in seven countries, including the United States, United Kingdom, Ghana, Rwanda, Uganda, Nigeria and South Africa. Headquartered in San Francisco, California with offices across the globe, Chipper Cash delivers fair financial services that make the lives of millions of Africans better in a small way, every day. Chipper’s mission is to unlock global opportunities and bring Africa together, one transaction at a time. Come join us.  For more information, please visit our website: www.chippercash.com  

What You Will Be Doing

This position supports the Legal, Risk and Compliance Function, which develops and provides oversight of AML/CFT,  Sanctions, Risk management, licensing and strategic compliance matters for the business. You would need to steeped in  AML compliance, able to operate in a fast moving, fast growing start-up with a strong culture of compliance.

  • Manage partner bank and strategic partner relationships

  • Supporting licensing efforts in coordination with the Licensing team and other resources

  • As the Second Line of Defence, you will be supporting the Local MLRO in overseeing and reporting all anti-money  laundering and prevention of financing of terrorism escalations, High risk reviews and related local processes and  escalations for the business’s products and liaising with appropriate regulatory authorities

  • Assist in driving all local compliance matters including the following:

    • Review applicable legislation and regulatory requirements and advise leadership on existing requirement  and any changes thereto to ensure that the business consistently complies with these compliance  requirements

    • Monitor appropriate internal policies, processes, and controls for the business in respect of key legal,  regulatory, and ethical obligations

    • Conduct appropriate risk assessment frameworks to be used as a guide in identifying, eliminating, and  mitigating risks facing the business’s operations

    • Identify potential areas of compliance vulnerability and risk and develop/implement corrective action plans  for resolution of problematic issues while also providing general guidance on avoiding or resolving similar  future concerns

    • Provide regular reports to keep the business informed of the operation and progress of compliance  activities

    • Conduct where needed staff trainings; both at an introductory and continuous basis to all employees, to  ensure a cogent understanding of new and existing compliance issues and related policies and  procedures in respect of the business 

    • Be a key point of contact locally for regulatory reporting and engagement.



We have four company core values, and they drive the way we work across teams and across the globe. These are:

Lead with Empathy: We are all human. Empathy shines through in how we treat each other and our customers. When something doesn’t go as planned, we look for opportunities to learn and grow together.

Be an Owner: This is your company too. We take initiative to make things better. We take action when something looks out of place.

Communicate to Develop Trust: Effective, transparent communication is the foundation for building trust. We communicate early and communicate often. We share mistakes and lessons to make us more unified and stronger.

Be Bold: We are bold because we push the limits of what we think is possible and we show up every day to chip away, in any way possible, at these impossibly hard problems.

What You Should Have 

  • At least a minimum of 3+ years of experience in financial services related role 

  • Be passionate about what you do and being in the Fintech or Payment space

  • Able to demonstrated experience to independently manage, organize and prioritize multiple tasks, projects,  responsibilities, and competing priorities for yourself and the team

  • You have demonstrated subject matter expertise

Chipper Cash <3’s Chipper Team Members

At Chipper Cash we prioritize people. Benefits/perks listed here may vary depending on the nature of your employment with Chipper Cash and the country where you work. We offer competitive salaries and benefits. US-based employees gain access to healthcare benefits, a 401(k) plan and company match, unlimited PTO that you’ll actually be encouraged to take, equity in the company, outstanding health and wellness benefits such as our new Chipper Care Policy, generous parental leave, and a welcoming and inclusive culture that embraces the open-minded traveler with a love for humanity and all our differences, and much more.

At Chipper we know some groups of applicants will only apply if they check every box on a job opening, but we encourage you not to say no for us. If you meet 80% of the requirements, apply apply apply! We would love to speak to you.


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