Check is leading a revolution in the payroll industry. Payroll is the backbone of the US economy, and yet it has not undergone significant innovation in decades. We invented the embedded payroll space to change that (see: Check: Solving the $150 Billion Payroll Problem, Bank On It; Episode 438), both for the business owners who spend countless hours per week running payroll and for the millions of Americans who depend on their next paycheck. At Check, our mission is to empower the most innovative software platforms to create new payroll businesses, and enable those businesses to transform the way companies pay their employees.

Check’s culture is intensely caring: to each other as teammates, to our partners, and to the businesses and workers we serve. Our teams are made up of creative problem solvers and empathetic cross-functional collaborators who can simplify the complexities of payroll. We bring hustle and grit to our day-to-day, while building enduring solutions and relationships. 

Check’s Risk Operations team is responsible for analyzing company data and monitoring payrolls to minimize credit and fraud risk and uphold our regulatory requirements. As an embedded payroll solution, we work with our partners to identify bad actors and assess companies’ ability to fund payrolls, all while minimizing friction during the new company onboarding process. This team also works closely with our product and engineering teams to continuously improve our risk processes, tools, and systems.

For this role, we are looking for a Risk Analyst with experience investigating entities and transactions and related data analysis, an entrepreneurial mindset, and a desire to help us develop our risk procedures and strategy. The ideal candidate thrives in a cross-functional environment and is eager to work deeply with our partners, compliance, legal, operations, engineering and product teams to ensure we are effectively supporting our customers, minimizing risk, and continuing to build better tools and systems.

In this role, you will:

  • Execute our company review, payroll monitoring, and related processes, working efficiently with attention to detail and clear communication both internally and externally with our partners and customers
  •  Gather and analyze data to proactively identify and act upon risk signals for companies and payrolls
  • Develop and maintain risk policy and process documents, training other operators, team members, and partners as needed
  • Provide feedback to Check’s Product & Engineering  teams to improve our risk processes, tools, and systems
  • Escalate potential fraud incidents to appropriate teams, documenting learnings and resolving actions items with cross-functional stakeholders

Many backgrounds could fit this role, but ideal candidates will have some or all of the following:

  • Have 3 - 5 years of experience in risk and fraud investigation or similar fintech analytics role
  • Eager to find risk patterns in Check data and third-party data (Fluent in SQL or willing to learn)
  • Have worked at a fast-paced, data-driven tech company 
  • Excellent time management and prioritization
  • Have strong communication skills 
  • Are detailed-oriented and capable of managing a process from start to finish
  • Are eager to help develop new processes and iterate on existing ones
  • Enjoy working with members from across the organization and with customers
  • Ability to attend our annual 3-day company offsite in the fall
  • Live in a state in the Pacific Time Zone or be willing to work PST hours

Travel and Office Policy

The Check team is distributed across the US and Canada and we have offices in New York City and San Francisco. While we welcome remote work, we believe time together in person is valuable and important. We offer ample opportunities and encourage employees to attend team offsites, events, and hackathons a couple of times a year! We expect all employees to be willing to attend our annual 3-day company offsite in the fall.  

For our in-office and hybrid employees, our offices are open all week. We provide meals on Tuesdays and Thursdays and the team hosts regular happy hours, game nights, etc. 

What we offer: 

For full-time employees, Check offers company-sponsored medical, dental, vision, short-term/long-term disability, and basic life insurance coverage, effective on their first day of work. We also provide stock options, flexible PTO and sick leave, 16 weeks of fully paid parental leave for all new parents, flexible return-to-work, 9 annual holidays, a 401k retirement plan, and a $100 monthly stipend for home internet and mobile phone expenses.

The actual annual salary for this role is dependent on each candidate’s experience, qualifications, and work location:

  • The expected range in San Francisco, NYC, LA, and Seattle is between $110,000 and $121,000. 
  • The expected range for all other locations is between $93,000 and $102,500.

We accept applications on an ongoing basis with no specified deadline.

Check is proud to be an Equal Opportunity employer. We do not discriminate based upon race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or other applicable legally protected characteristics. We also consider qualified applicants with criminal histories, consistent with applicable federal, state and local law. Check is committed to providing reasonable accommodations for candidates with disabilities in our recruiting process. If you need any assistance or accommodations due to a disability, please let us know at hello@checkhq.com with “accommodations” in the subject line.

Check participates in E-Verify and will provide the federal government with Form I-9 information from all new employees to confirm that they are authorized to work in the U.S. Check does not use E-Verify to pre-screen applicants.

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