We’re Capital on Tap 👋
💳 Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.

Why Join Us?
We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.

📈Check out the development opportunities in the Specialist Support  team.

🏡🏢This is a Hybrid role, the Specialist Support team work from our Cardiff City Centre Office 3 days per week. Your first 12 weeks will be full time in the office while you get set up in your new role.

Specialist Support Team Manager
You'll play a key role in shaping team culture, setting high performance standards, and creating a supportive, solution-focused environment. As a senior leader at our Cardiff site, you'll help our most vulnerable customers find the best outcomes and step in for the Head of Collections when needed.

Alongside leading the team day-to-day, you'll also drive important projects, improve processes, and use your expertise in supporting vulnerable customers and managing arrears. By using data and fresh ideas, you'll help make things better for both our customers and the business.

  • Champion fair treatment for vulnerable customers and drive improvements using your industry expertise.
  • Lead and mentor Team Leaders, Senior Agents, and front-line staff.
  • Act as the escalation point for complex cases and risk resolution.
  • Foster a customer-first culture, ensuring fair outcomes and compliance.
  • Use data insights to improve performance, spot risks, and drive positive change.
  • Support team development through coaching, 1-2-1s, and performance management.
  • Oversee key processes like debt sales, risk resolution, and business changes.
  • Work with internal and external stakeholders to meet targets and support vulnerable customers as the business grows.

We’re Looking For

  • At least 3 years of leadership experience in vulnerable customer support and arrears management.
  • Strong skills in analysis, communication, and negotiation.
  • Good knowledge of key regulations (GDPR, FCA, insolvency, Equalities Act).
  • Experienced in leading and motivating teams across remote, hybrid, and onsite settings.
  • Confident handling high volumes, complex cases, and performance challenges.
  • A resilient leader who supports teams through difficult customer situations.
  • Strategic thinker who spots opportunities for improvement and future changes.
  • Adaptable and comfortable in fast-paced, tech-driven environments.

Diversity & Inclusion 🌈
We welcome, consider, and encourage applications from anyone who shares our commitment to inclusivity. Join us in creating a space where authenticity thrives, and everyone can do their best work.

Great Work Deserves Great Perks
We try not to take ourselves too seriously (all the time) so we make sure our office is decked out with a pool table, arcade machine, beer tap, and a couple of office dogs thrown in for good measure. Check out our benefits:

🏥 Private Healthcare including dental and optician services through Vitality
✈️ Worldwide travel insurance through Vitality
🎁 Anniversary Rewards (£250, £500, £750, 4-week fully paid sabbatical)
👛 Salary Sacrifice Pension Scheme up to 7% match
🏖️ 28 days holiday (plus bank holidays)
📖 Annual Learning and Wellbeing Budget
👪 Enhanced Parental Leave
🚲 Cycle to Work Scheme
🚂 Season Ticket Loan
💬 6 free therapy sessions per year
🐶 Dog Friendly Offices
🍫 Free drinks and snacks in our offices

Check out more of our benefits, values, and mission here.

Interview Process 🤝

  • First stage: 30 minute intro and values call with Talent Partner (Video call)
  • Second stage: 60 minute CV overview and experience with our head of Collections and SST Lead (In person)
  • Final stage: 60 minute leadership fit with our Operations Director (Video)

Other Info
👍Check out our ‘Top Tips’ for interviewing.
✔️Keep updated on new job opportunities by following us on Linkedin.
📧Email careers@capitalontap.com if you have any questions.

Excited to work here? Apply!
If you’d like to progress your career within our fast growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)

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UK DE&I Data
At Capital on Tap we are fully focused on equality and believe deeply in diversity of race, gender, sexual orientation, religion, ethnicity, ability, national origin and all the other characteristics that make us who we are. We want to be a place where a diverse mix of talented people want to come and do their best work and most importantly feel included and that they can be their authentic selves. 

In order to remain committed to our goal, we need to analyse and identify where we need to take steps to make positive impact. The first step in this process is gathering anonymous data on our candidates. We would encourage you to help us by filling in the form below.

All of the questions we ask are optional and will not affect your application. You don't have to share this with us and we won't consider it as part of your application. If you choose not to share this info, it won't impact your application in any way.

 

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