Blockchain.com is one of the world's leading software platforms for digital assets. Offering the largest production blockchain platform in the world, we share the passion to code, create, and ultimately build an open, accessible and fair financial future, one piece of software at a time.
We are looking for an outstanding compliance professional to join our fast-growing team as the CDD Lead for the EU, U.S. and Rest of World (ROW) markets. In this role, you will work closely across the compliance team and other functions in the company to provide support on compliance and regulatory matters across the EU, U.S. and ROW. We are looking for a highly motivated, adaptable and collaborative person who can handle ambiguity and enjoys building. If you have experience in a fast-paced regulated environment and are looking for an opportunity to be a member of an innovative compliance team in the crypto currency space, this is the perfect opportunity for you!
Role:
The CDD Lead is the part of the Customer Compliance Lifecycle function for Blockchain’s operations, which includes mainly customer due diligence, customer risk rating and periodic review.
WHAT YOU WILL DO:
- Day-to-day management and reviewing customer onboarding, customer risk rating, and periodic review cases
- Drive CDD, customer risk rating and periodic review strategy and implementation.
- Develop and implement robust customer risk rating methodologies. Continuously assess and update risk profiles based on business activities, regulatory changes, and internal policies.
- Ensure alignment and implementation of all CDD processes and requirements, including proper assessment of customer’s identification documents,retention and record keeping, and that they are compliant with requirements and procedures set by law
- Manage 3rd party vendors for KYC, IDV as well as PEP and Sanction screening
- Leverage technology and analytics to optimize the efficiency of CDD processes. Partner with tech teams to improve tools, automation, and reporting capabilities.
- Design, develop, and maintain policies, procedures and other governance documentation for customer due diligence and related topics
- Oversee tools and systems for diligence related processes including customer onboarding, risk rating, and periodic review
- Balance compliance requirements with a seamless customer experience, working closely with customer support and business teams to resolve escalations.
- Ensure that regulatory examinations, reporting, and enquiries, related to customer due diligence and related areas, are handled appropriately and promptly
- Planned team management for clients Periodic Review (ODD) purposes
- Assist to obtain and maintain required licensing and registrations, as required
- Monitor, track, and report on key CDD performance metrics. Provide insights and recommendations to senior management for continuous improvement
- Develop and track action plans across regulatory initiatives related to customer due diligence program areas
WHAT YOU WILL NEED:
- 3-5 years of relevant experience in financial crimes compliance at a regulated financial institution
- Knowledge of laws, regulations, and guidance governing customer identification and related processes, with focus on EU AML, US Patriot Act regulations and relevant LT laws
- Experience working to improve onboarding processes integrated across front office and operations
- Excellent written and verbal communications skills, good organizational and time management skills.
- Experience developing compliance frameworks while leveraging technology
- Fluency in written and spoken English and Lithuanian
- Professional experience with cryptocurrencies is advantageous but not required
- Professional certification (e.g., ACAMS, ICA) preferred
COMPENSATION & PERKS:
- Unlimited vacation policy; work hard and take time when you need it
- Health insurance policy
- Apple equipment
- Excellent career progression opportunities in a fast-paced company
- Full-time salary based on experience and meaningful equity in an industry-leading company
- Learning and development opportunities in other areas than AML in the future
- Unlimited books policy; order the technical resources you need or simply pick something up from our company library
- A hybrid workplace model with at least 3 days per week spent with the team in the office
Depending on skill set and experience, the salary for this role starts at 50,000 per year
Blockchain is committed to diversity and inclusion in the workplace and is proud to be an equal opportunity employer. We prohibit discrimination and harassment of any kind based on race, religion, color, national origin, gender, gender expression, sex, sexual orientation, age, marital status, veteran status, disability status or any other characteristic protected by law. This policy applies to all employment practices within our organization, including hiring, recruiting, promotion, termination, layoff, recall, leave of absence, and apprenticeship. Blockchain makes hiring decisions based solely on qualifications, merit, and business needs at the time.
You may contact our Data Protection Officer by email at dpo@blockchain.com. Your personal data will be processed for the purposes of managing Controller’s recruitment related activities, which include setting up and conducting interviews and tests for applicants, evaluating and assessing the results thereto, and as is otherwise needed in the recruitment and hiring processes. Such processing is legally permissible under Art. 6(1)(f) of Regulation (EU) 2016/679 (General Data Protection Regulation) as necessary for the purposes of the legitimate interests pursued by the Controller, which are the solicitation, evaluation, and selection of applicants for employment.
Your personal data will be shared with Greenhouse Software, Inc., a cloud services provider located in the United States of America and engaged by Controller to help manage its recruitment and hiring process on Controller’s behalf. Accordingly, if you are located outside of the United States, your personal data will be transferred to the United States once you submit it through this site. Because the European Union Commission has determined that United States data privacy laws do not ensure an adequate level of protection for personal data collected from EU data subjects, the transfer will be subject to appropriate additional safeguards under the standard contractual clauses.
