About Baubap
We are a fast-growing, Mexican fintech startup with the mission to become the bridge to people’s financial freedom through technology.
We are providing microloans to people in financial need through a fast and efficient process, always treating them with the respect and dignity they deserve.
Our long-term vision is to become the largest inclusion bank in LATAM by 2030.
*We require that the candidate is fluent in Spanish and currently resides in the LATAM region, as it's important be willing to work under the Mexican Central Time Zone.
About your role
As a Senior Financial Specialist - Cashflow Management , your primary role is to oversee and optimize the organization's cash flow and liquidity through strategic planning and in-depth financial analysis. You will be instrumental in ensuring financial stability and identifying growth opportunities. Your expertise will guide the development of robust financial strategies, directly influencing our long-term success. This position is pivotal in shaping our financial trajectory, allowing you to leverage your skills in cash flow management to make impactful decisions and drive our journey towards sustained financial excellence.
Outcomes
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Ensure Liquidity: You will strategically manage and maintain optimal liquidity levels to meet the organization's ongoing financial commitments, while also positioning us to seize growth opportunities as they arise.
- Minimize Financial Risks: Take on the crucial role of identifying and comprehensively understanding various financial risks, including market, credit, liquidity, interest rate, and operational risks. Your expertise will be key in developing and implementing effective risk mitigation strategies, ensuring the organization’s financial stability and resilience in the face of market fluctuations and unforeseen challenges.
- Optimizing Investment Opportunities: Your responsibility extends to actively seeking and evaluating investment opportunities that align with our organization's strategic objectives. This involves a blend of managing short-term investments to bolster liquidity and exploring longer-term investment avenues for sustained capital growth. Keeping a pulse on market trends, interest rates, and economic indicators will be essential for your informed and strategic decision-making, ensuring our investments are both prudent and profitable.
Day to day
- Financial Planning and Analysis: Lead comprehensive financial planning, budgeting, and analysis activities. Ensure alignment of financial forecasts with organizational objectives.
- Cash Flow Strategy: Develop and implement strategies for managing and optimizing cash flow, including forecasting, analysis, and planning to enhance liquidity and operational efficiency.
- Risk Management Analysis: Conduct risk assessments focused on financial variables, like cash flow fluctuations and funding risks. Provide analytical support for risk mitigation strategies.
- Investment Analysis and Strategy: Evaluate investment opportunities, perform financial modeling, and recommend strategies for optimizing the organization's investment portfolio in line with its risk appetite and financial goals.
- Financial Reporting and Compliance: Oversee the preparation of financial reports, ensuring accuracy, compliance with regulations, and timely submission. Provide insights and analysis to support decision-making.
- Debt and Financing Analysis: Analyze and manage the organization’s debt profile. Evaluate financing options, oversee debt issuance, and manage relationships with lenders.
- Performance Analysis and Reporting: Monitor and analyze the organization’s financial performance. Develop and present comprehensive reports highlighting trends, variances, and areas of improvement.
- Data Analysis and Forecasting: Utilize advanced data analysis techniques to forecast future financial performance. Develop models to predict cash flow trends and assist in strategic planning.
Requirements
- Strong multi-tasking skills and ability to deliver results in a fast-paced and dynamic environment.
- Bachelor degree in finance or accounting.
- Over 5 year experience in FP&A, Treasury and/or Financing Institutions.
- Knowledge of hedging solutions.
- Knowledge of corporate finance and debt structure.
- Advanced skills in Excel and other office applications.
- Advanced English.
Nice to have:
- Ability to thrive and grow quickly in a fast growing company
Your skills
- Clear and transparent communication. You are able to able to express your thoughts clearly, concisely and to the point. You can openly discuss any blockers you have, and constructively point out areas for improvement.
- Relentlessly resourceful at execution and problem solving. You make things happen, no matter what. You are disciplined, organized and systematically follow through on your work. Instead of getting stuck thinking "well, this doesn't work", you look for creative / innovative / outside-of-the-box solutions to fix the issue and move on.
- Sense of urgency. You operate with a constant sense of urgency (as if there was a large, hungry wolf chasing you), constantly looking for ways to move ahead and push everything around you to get to your desired outcome in the most efficient and productive way. You don’t wait around and make things happen.
- Flexibility / adaptability / resilience. You can maintain your composure and focus despite the constantly changing environment, and adequately adapt to new conditions. You can swiftly change the course of action when needed, and you don't get easily demotivated.
- Being self-driven /committed. You require very little guidance and intervention from your leader to move ahead. You can correctly read what the situation requires, and take the necessary action accordingly. If your leader were to disappear, you can still move ahead and make relevant things happen. You act because you want to, and not because someone else is telling you that you should.
- Critical / analytical thinking. You can correctly analyze the root causes of a problem, without getting side-tracked by irrelevant, minor details. You can come to the right conclusion and propose a clear, logical plan of action. You don't stay on the surface of things.
What we offer
- Being part of a multinational, highly driven team of professionals
- Remote working environment
- High level of ownership and independence
- 20 vacation days / year + 75% holiday bonus
- 1 month (proportional) of Christmas bonus
- Food vouchers 3,257.10 MXN / month
- Internet support 700 MXN / month
- Health & Life insurance
- Paid time-off Parental Leave
- Home office set-up budget
- Unlimited budget for Kindle books
- 2 psychological sessions/month with Terapify
- Baubap Free Loan
- Competitive salary
