About Baubap
We are a fast-growing, Mexican fintech startup with the mission to become the bridge to people’s financial freedom through technology.
We are providing microloans to people in financial need through a fast and efficient process, always treating them with the respect and dignity they deserve.
Our long-term vision is to become the largest inclusion bank in LATAM by 2030.
*We require that the candidate is fluent in Spanish and currently resides in the LATAM region, as it's important be willing to work under the Mexican Central Time Zone.
About your role
The mission of the Vice President of Funding (Debt Capital Markets) is to strategically manage and secure Baubap’s funding through debt capital markets, ensuring financial stability and growth. This includes developing and maintaining relationships with key financial entities such as investors, lenders, and banks, identifying and analyzing potential funding sources, and overseeing the execution of funding strategies that align with the company’s financial goals.
Outcomes
- Strategic Funding Base Expansion:
Successfully establish and develop strong relationships with a broad network of investors, lenders, and financial institutions to ensure a robust and diverse funding base, directly contributing to the financial resilience and strategic flexibility of Baubap.
- Optimal Funding Source Allocation:
Identify, analyze, and secure suitable funding sources that meet the Baubap’s financial needs and growth ambitions, optimizing the cost of capital and ensuring alignment with long-term strategic goals.
- Liquidity and Risk Management:
Develop and execute funding strategies that enhance Baubap’s liquidity, minimize financial risk, and support long-term growth, ensuring a balance between leveraging opportunities and maintaining financial health. Additionally, the role will be responsible for overseeing all debt-related covenants and ensuring strict compliance with financial criteria.
- Operational Excellence in Funding Management:
Ensure efficient management and oversight of all funding-related activities, including loan documentation, disbursements, and reporting, to maintain compliance, operational excellence, and transparency for Baubap.
- Debt Management Model Enhancement:
Revise and enhance our debt management model to improve financial flexibility, optimize debt structure, and reduce financing costs. This involves implementing best practices in debt management, leveraging technology for better analytics and decision-making, and aligning debt strategies with the company's overall financial goals.
Day to day
- Engage in regular communications and meetings with current and potential investors, lenders, and financial institutions to build and maintain fruitful relationships.
- Conduct detailed research and analysis to identify new funding opportunities and assess their suitability based on the company’s financial strategy.
- Oversee the preparation and negotiation of loan documentation, ensuring terms are favorable and comply with regulatory standards.
- Monitor and manage the disbursement of funds and the execution of funding strategies, making adjustments as necessary to align with financial objectives.
- Review and report on the effectiveness of funding activities, providing insights and recommendations for optimization.
Requirements
- A minimum of 8 years of experience in finance, specifically within debt capital markets and corporate funding.
- Bachelor’s degree in Finance, Business Administration, or related field; MBA or finance certifications.
- Proven track record of developing and managing relationships with investors, lenders, and financial institutions.
- Extensive knowledge of funding mechanisms, debt instruments, and regulatory compliance requirements.
- Full proficiency in English, both written and spoken, is required to effectively communicate with stakeholders and manage documentation in a global context.
Nice to have
- Experience in international finance and dealing with global markets.
- Prior experience in a startup or Fintech company.
Your skills
- Clear and transparent communication. You are able to able to express your thoughts clearly, concisely and to the point. You can openly discuss any blockers you have, and constructively point out areas for improvement.
- Relentlessly resourceful at execution and problem solving. You make things happen, no matter what. You are disciplined, organized and systematically follow through on your work. Instead of getting stuck thinking "well, this doesn't work", you look for creative / innovative / outside-of-the-box solutions to fix the issue and move on.
- Sense of urgency. You operate with a constant sense of urgency (as if there was a large, hungry wolf chasing you), constantly looking for ways to move ahead and push everything around you to get to your desired outcome in the most efficient and productive way. You don’t wait around and make things happen.
- Flexibility / adaptability / resilience. You can maintain your composure and focus despite the constantly changing environment, and adequately adapt to new conditions. You can swiftly change the course of action when needed, and you don't get easily demotivated.
- Being self-driven /committed. You require very little guidance and intervention from your leader to move ahead. You can correctly read what the situation requires, and take the necessary action accordingly. If your leader were to disappear, you can still move ahead and make relevant things happen. You act because you want to, and not because someone else is telling you that you should.
- Critical / analytical thinking. You can correctly analyse the root causes of a problem, without getting side-tracked by irrelevant, minor details. You can come to the right conclusion and propose a clear, logical plan of action. You don't stay on the surface of things.
What we can offer you
- Being part of a multinational, highly driven team of professionals
- Remote working environment
- High level of ownership and independence
- 20 vacation days / year + 75% holiday bonus
- 1 month (proportional) of Christmas bonus
- Food vouchers 3,257.10 MXN / month
- Health & Life insurance
- Paid time-off Parental Leave
- Home office set-up budget
- Unlimited budget for Kindle books
- 2 psychological sessions/month with Terapify
- Baubap Free Loan
