Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Our mission to deliver honest financial products that improve lives extends beyond borders. Consumers across the globe need safe, transparent financing. Our retail partners need Affirm to be there for them, wherever that might be. To help achieve this vision, we are expanding our product lines and becoming a global company. We’re just getting started, and we’re looking for a strong product leader to take on this big challenge!

As a Group Product Manager on the Card Issuing Platform team, you will play a pivotal role in shaping the future of consumer financial services, commerce, and payments, specifically in how our users can use Affirm’s products anywhere card instruments are accepted. The Card Issuing Platform team is responsible for building the issuing programs that enable our merchants, wallet partners, and Affirm Card users to leverage Affirm’s financial products through the card networks. We do this by scaling our issuing programs and solving challenging closed end lending use cases in a revolving environment. You will work closely with cross-functional teams including Engineering, Product Analytics, Finance, Partnerships, other Product teams, external issuing partners, and more to define and build solutions that improve and scale Affirm’s virtual and physical card capabilities, driving a direct impact on key business goals. You should be outcomes driven with a very high bias for action and are undaunted by multiple dependencies both internal and external.


What you’ll do

  • Enhance issuing platform capabilities across merchant integrations, wallets, and the Affirm Card. Own key initiatives across our platform to improve how we issue cards and manage lending services over the card networks.

  • Be a Card Product Expert. Be a trusted source on our Issuing platforms and products, with a deep understanding of how the interplay between issuing processors, issuing banks, and card networks functions, knowledge of various card classifications and economic structures, and most importantly, how Affirm’s products fit within that ecosystem.

  • Focus on Business Outcomes. Cut through the complexity of card programs to identify opportunities for enhanced economic efficiencies across the issuing P&L.

  • Build for Scale. Lead and guide product direction for a cross-functional team of engineering, analytics, and platform partners. All with a platform mindset.

  • Product Discovery and Opportunity Identification. Identify new product opportunities and set a comprehensive roadmap that’s informed by data analysis, qualitative research, and your own discovery.

  • Drive the Product Lifecycle. Define product objectives, work with the engineering team and partners to drive requirements, ultimately lead execution to launch key products and features.

  • Senior Leader Interaction. Interact effectively with senior leaders presenting insights and strategies that drive our company’s objectives.


What we look for

  • 10+ years of product management experience in fintech or a payments related industry

  • Equivalent practical experience or a Bachelor’s degree in a related field
  • Knowledge of the card issuing ecosystem, including key players, products, funds flows, and economics

  • Experience at an issuing processor or card network a plus

  • Track record of experimenting and successfully launching at scale

  • Outstanding written and verbal communication with a diverse stakeholder audience

  • Very good at influencing leadership, cross-functional teams, and external partners

  • Solid technical chops that allow you to have in depth technical discussions and opinions 

  • Excellent at identifying and prioritizing high impact initiatives

  • Experience managing technical software products from kick-off to post-launch

  • The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans

  • Excellent at establishing cross-functional relationships, tapping into those relationships and driving consensus to make progress


Base Pay Grade - R

Equity Grade - USA 15

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $260,000 - $310,000

USA base pay range (all other U.S. states) per year: $232,000 - $282,000


Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

  • Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents 
  • Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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