Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest. Affirm proudly includes Returnly. 

We've opened an office in Poland with a goal to hire a substantial team of talented engineers within the first year. Read more about our plans here.

Debit+ is Affirm’s newest financial offering; it marries the ubiquity of a debit card with access to Affirm's buy now pay later financing options. Our customers love that they can use the same instrument for their everyday purchases as well as for considered purchases that they’d like to pay for over time. Our work is focused on expanding the reach of our product to new customers and to improve their financial lives.

The Debit+ Engineering team is looking for a passionate Staff Software Engineer to help build our product, financial, and operational systems. We are a full-stack & collaborative team, focused on delivering the right outcomes to our customers, so our work spans from launching new product features to improving the robustness of our financial platform.  We operate with a high level of technical capability, strong cross functional communication, and a creative mindset.

Affirm is experiencing explosive growth with millions of customers across thousands of merchants in-store and online, and your contributions will be a key enabler of that growth. Come join us as we build a beloved, lasting financial services brand predicated on honesty and trust. It’s going to be an amazing ride!

What You'll Do

  • Design, plan and implement new financial product deliverables
  • Work cross functionally with colleagues in product, design, analytics, finance, legal, machine learning, and engineering teams
  • Design & build APIs, services, and data models to work with frontends, third-party platforms, and internal systems
  • Mentor engineers on the team to help improve their designs, code quality, and testing.
  • Develop a deep understanding of the payments & lending product spaces
  • Establish effective monitoring, alerting, and on-call rotations to serve this mission critical area
  • Build relationships and engage with management across the USA and Europe

What We Look For

  • 7+ years of experience as a software engineer 
  • A strong understanding of distributed systems and how architectural decisions affect performance and maintainability
  • Prior experience architecting, building, launching and maintaining consumer scale products.
  • Excellent communication skills, both written and verbal.  Must be proficient in asynchronous mode of communication–written tech specs, wiki, project plans, etc.
  • Excellent project management skills–high degree of organization and ability to surface critical information effectively.
  • Work with our Product team to extend our product offerings while maintaining system reliability
  • Passion for working with multi-functional teams including Product, Design, Analytics and Business teams.
  • Python/Kotlin development experience is a plus.
  • Experience with AWS and/or other cloud providers is a plus

Compensation & Benefits

We offer a competitive package, with some highlights listed below.  However, the given figures are not guaranteed compensation ranges; rather, they are unbinding, approximate indications of what the salary may be for your awareness. The actual salary may be less than the lower range or greater than the upper range, depending on skills and experience. No employee is guaranteed salary at the amount of the lower range.

  • Targeted Gross Monthly Salary: 25,792 - 32,233 PLN
  • Type of employment: Contract of Employment
  • Flexible Spending Wallets for tech, food and lifestyle
  • Generous time off policies
  • Away Days - wellness days to take off work and recharge
  • Learning & Development programs
  • Parental leave
  • Robust health benefits
  • Employee Resource & Community Groups
  • This role is eligible for creative tax benefits, subject to applicable law and company policy

Location - Remote Poland

The majority of our roles can be located anywhere in Poland.

**This job description is not a contractual document, and is not intended to have binding force.**

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and can be located anywhere in the U.S. and Canada (with the exception of the U.S. Territories, Quebec, Yukon, Nunavut, and the Northwest Territories) unless the job indicates a different global location. We are currently building operations in Spain, Poland, and Australia.  Employees in remote roles have the option of working remotely or from an Affirm office in their country of hire, and may occasionally travel to an Affirm office or elsewhere for required meetings or team-building events. Our offices in Chicago, New York, Pittsburgh, Salt Lake City, San Francisco and Toronto will remain operational and accessible for anyone to use on a voluntary basis, subject to local COVID-19 guidelines.

[For U.S. Candidates] All full-time jobs at Affirm (excluding interns and apprentices) are tied to a transparent grade-based pay range taking location into account. The grade for this position is noted above and in accordance with various U.S. pay transparency laws, we provide the base pay range and benefits for our U.S.-based positions in the links below:

Jobs in Grades 21-54: shorturl.at/H0124
Jobs in Grades 61-74: shorturl.at/kK015
 
If you got this far, we hope you're feeling excited about this role. Even if you don't feel you meet every single requirement, we still encourage you to apply. We're eager to meet people who believe in Affirm's mission and can contribute to our team in a variety of ways—not just candidates who check all the boxes.
 
Inclusivity:

At Affirm, People Come First is one of our core values, and that’s why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can read about our D&I program here and our progress thus far in our 2021 DEI Report.

We also believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the Affirm Employment Privacy Notice (EU) for applicants applying from the European Union, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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