Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

As a company that underwrites and services loans, we work diligently to detect and prevent fraud, and we're looking for curious and driven professionals to join our team! We will not be successful unless we maintain and scale out our outstanding fraud monitoring and deterrence processes, keeping would-be fraudsters at bay.

What You'll Do

  • Regularly review suspicious account activities, spot trends and identify links to deter fraud attacks
  • Monitor fraud across our network by serving as a point of contact for other team members
  • Research emerging fraud trends using SQL to pull relevant data and propose solutions to our decisioning systems
  • Investigate and identify root causes of breakdowns in our risk management systems
  • Research new data elements for potential use in fraud detection or prevention and provide research support on various investigations
  • Influence the development of risk models and account review criteria

What We Look For

  • Passion and drive to change consumer finance for the better
  • 3+ years of experience in Risk Operations or Fraud Management with an emphasis on fraud analysis
  • Excellent analytical and problem solving skills
  • Prior experience writing and analyzing SQL queries

Location

We’re excited to announce that Affirm is now a remote-first company! This role can be located anywhere in the U.S. and Canada (with the exception of Quebec). Remote based employees may occasionally travel to an Affirm office for meetings or team building events. Our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis.

Please note that visa sponsorship is not available for this position.

If you got to this point, we hope you're feeling excited about the job description you just read. Even if you don't feel that you meet every single requirement, we still encourage you to apply. We're eager to meet people that believe in Affirm's mission and can contribute to our team in a variety of ways – not just candidates who check all the boxes.
 
At Affirm, "People Come First" is a core value and that’s why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can read about our D&I program here and our progress thus far in our 2019 D&I report.
 
We will consider for employment qualified applicants with arrest and conviction records in accordance with applicable federal, state and local laws, including the San Francisco Fair Chance Ordinance. By clicking "Submit Application," I acknowledge that I have read the Affirm Employment Privacy Policy, and hereby consent to the collection, processing, use, and storage of my personal information as described therein.

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Affirm is dedicated to building a diverse team and an inclusive culture. We believe that it’s crucial to Affirm’s long-term success to create an environment where all Affirmers feel like they belong and have an equal opportunity to succeed.

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