Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm, Inc., seeks an upbeat and talented lawyer to join its lean and mighty Legal team as Product Counsel. Based in San Francisco, this individual will report to the Managing Counsel over Product, and will be primarily responsible for advising on new consumer credit products and features to existing products. The best candidate will be flexible enough to manage a wide range of projects and matters in support of Affirm’s multiple strategic objectives. 

Come join us in our mission to change consumer finance through better technology, lower costs, and increased transparency while providing the best customer experience!

What You’ll Do

  • Counsel Affirm business teams regarding legal issues related to product development from inception to production 
  • Provide strategic advice to Product on legal issues related to state and federal lending laws 
  • Monitor and analyze state and federal legal and regulatory developments in consumer lending and servicing
  • Be a trusted advisor within the legal team and support other team members when needed and by sharing subject matter expertise with consumer protection and lending laws
  • Understand company-wide KRIs, KPIs, and other metrics to in order to develop systems and processes to support Affirm’s rapid expansion in the product and e-commerce area and beyond if necessary
  • Identify and evaluate business and legal risks, and find creative ways to mitigate them while achieving business goals.
  • Work across a spectrum of complex legal, business, and strategic issues.

What We Look For

  • J.D. degree and a state bar member in good standing
  • 10+ years of legal experience related to consumer protection laws, product development, fintech, and financial services; in-house experience is preferable
  • Proven experience as a key contributing member of a high performing team
  • Inquisitive and proactive in identifying legal issues & risks and proposing creative and effective solutions
  • Proven track record of fostering relationships across all levels and operating through influence, with the confidence to formulate, advocate and drive ideas forward 
  • Excellent interpersonal and communication skills, including the ability to demonstrate diplomacy in sensitive situations, and to interact effectively with senior management 
  • Highly disciplined, able to make independent decisions and work with limited supervision while excelling in a fast-paced, dynamic and demanding environment 
  • Inquisitive nature and comfort challenging current practices 
  • Experience in leading and delivering cross-functional initiatives, with the ability to collaborate with business and functional experts to provide risk assessment guidance, recognize risks and design enhancements 
  • Strong project management, critical thinking and analytical skills
  • Excellent verbal and written communication skills with the ability to present sophisticated issues in a clear and persuasive manner
  • Passion for improving consumer credit products and customer experiences 


We’re excited to announce that Affirm is now a remote-first company! This role can be located anywhere in the U.S. and Canada (with the exception of Quebec). Remote based employees may occasionally travel to an Affirm office for meetings or team building events. Our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis.

Please note that visa sponsorship is not available for this position.


If you got to this point, we hope you're feeling excited about the job description you just read. Even if you don't feel that you meet every single requirement, we still encourage you to apply. We're eager to meet people that believe in Affirm's mission and can contribute to our team in a variety of ways – not just candidates who check all the boxes.
At Affirm, "People Come First" is a core value and that’s why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can read about our D&I program here and our progress thus far in our 2019 D&I report.
We will consider for employment qualified applicants with arrest and conviction records in accordance with applicable federal, state and local laws, including the San Francisco Fair Chance Ordinance. By clicking "Submit Application," I acknowledge that I have read the Affirm Employment Privacy Policy, and hereby consent to the collection, processing, use, and storage of my personal information as described therein.

Apply for this Job

* Required

Demographic Questions & Categorizations

Affirm is dedicated to building a diverse team and an inclusive culture. We believe that it’s crucial to Affirm’s long-term success to create an environment where all Affirmers feel like they belong and have an equal opportunity to succeed.

For this reason, we are asking candidates to voluntarily self-identify through a few demographic questions. Our purpose in collecting this information is to help us assess our outreach efforts and diversity representation goals. Your responses will not be linked to your identity or your application, and neither recruiters nor hiring managers can see this information at an individual level. Your responses are stored in the aggregate and will not play any role in our hiring decision.  Your decision to participate or not participate in this survey will have no impact on your candidacy at Affirm. 

How do you identify? (gender identity)

Do you identify as LGBTQ+?

How do you identify? (race/ethnicity)

What is your veteran status?

What is your disability status?