Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We’re looking for a smart, driven individual to join our Capital Markets team. Affirm Capital Markets is responsible for developing and implementing an ongoing strategy for funding our loans - a complex role essential to the functioning of a modern bank. The ideal candidate will understand how a lending business works and have a base knowledge of various debt funding strategies. Additionally, the ideal candidate will have strong technical and interpersonal skills and the desire to work closely with both internal and external stakeholders.

What you'll do

  • Develop a strong understanding of Affirm’s business from a unique perspective and learn how Capital Markets fits into broader corporate initiatives
  • Assist in structuring, negotiating, and executing various types of asset financing transactions with the goal of growing into a deal leadership role over time
  • Create and own financial models, cross-functional discussions, and ad hoc analyses that drive strategic decisions with respect to Capital Markets transactions
  • Communicate with and build relationships across Engineering, Product, Revenue, and Credit/Risk teams to help drive Capital Markets initiatives
  • Lead diligence processes to help financing counter-parties understand Affirm’s assets and business
  • Manage ongoing investor support, including amendments to deal documentation and data requests

What we look for

  • Up to 3 years of experience in investment banking, consulting, private equity, or sales and trading. Experience in debt capital markets with a focus on asset-backed securities is a plus.
  • Exposure to/knowledge of various types of financing transactions, including warehouse facilities, loan sales/forward flow, and/or securitizations
  • Experience with SQL or Python is a plus
  • Ability to think creatively and critically and thrive in a fast-paced, dynamic, and often ambiguous work environment
  • Excellent analytical skills and attention to detail
  • Humility and a strong desire to learn and grow
  • Clear alignment with Affirm’s core values
Location
 
We’re excited to announce that Affirm is now a remote-first company!  The majority of our roles can be accomplished anywhere in the U.S. and Canada (with the exception of Quebec).  While most Affirmers will have the option to choose a remote-first accommodation, our offices in San Francisco, New York City, Pittsburgh, Chicago, and Salt Lake City will remain operational and accessible for anyone to use on a voluntary basis. This role requires you to live within reasonable access to a particular office in order to fulfill certain job responsibilities
 
If you got to this point, we hope you're feeling excited about the job description you just read. Even if you don't feel that you meet every single requirement, we still encourage you to apply. We're eager to meet people that believe in Affirm's mission and can contribute to our team in a variety of ways – not just candidates who check all the boxes.
 
At Affirm, "People Come First" is a core value and that’s why diversity and inclusion are vital to our priorities as an equal opportunity employer. You can read about our D&I program here and our progress thus far in our 2019 D&I report.
 
We will consider for employment qualified applicants with arrest and conviction records in accordance with applicable federal, state and local laws, including the San Francisco Fair Chance Ordinance. By clicking "Submit Application," I acknowledge that I have read the Affirm Employment Privacy Policy, and hereby consent to the collection, processing, use, and storage of my personal information as described therein.

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Affirm is dedicated to building a diverse team and an inclusive culture. We believe that it’s crucial to Affirm’s long-term success to create an environment where all Affirmers feel like they belong and have an equal opportunity to succeed.

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