Senior Software Engineer, Backend

About Earnin:

Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. Overdraft charges and bank fees often trap people in a cycle of debt that can lead to unhealthy decisions and falling victim to predatory businesses disguised as helpful services. We don’t accept that.

Earnin is an app that creates products that help people gain control of their finances. Cash Out lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. With Health Aid, Earnin negotiates on behalf of community members to lower their total unpaid medical bill and work out a budget-friendly payment plan. Cash Back Rewards is a way for members to earn up to 10% cash back on purchases from over a thousand local and national businesses without needing a credit card or having to reach spend thresholds to earn cash rewards — and they can withdraw the money at any time. We also offer free tools to help avoid overdrafts, to remind people when recurring bills are due, and we’re working on more! There is never any required cost to use any of these products or services, users can choose to tip what they think is fair to support the service and pay it forward to keep the movement going.

Earnin is supported by funding partners including Andreessen Horowitz, Matrix Partners, Ribbit Capital, Felicis Venture, Thrive Capital, and others. Join us and help build a new financial system focused on fairness and people’s needs.

You can help make a difference.

 What sets us apart:

  • High impact roles at a relatively small company that’s aggressively growing our user base.
  • We are a collaborative team and genuinely enjoy working with each other. 
  • We believe in empowering our people to be successful.

We’re building a product that inspires fairness across the financial world and helps people not get taken advantage of.

About the Team:

We are looking for experienced, passionate and resourceful senior level engineers to join our backend teams based out of our headquarters in Palo Alto, California. As a senior engineer you will work cross functionally with various teams and contribute to the design and development of our backend services.

 What sets us apart:

  • High impact roles at a relatively small company that’s aggressively growing our user base.
  • We are a collaborative team and genuinely enjoy working with each other. 
  • We believe in empowering our people to be successful.
  • We’re building a product that inspires fairness across the financial world and helps people not get taken advantage of.

As a Senior Backend Engineer you will:

  • Design & implement features robust enough for our exploding scale.
  • Drive the implementation of new features - break down complex problems into its bare essentials, translate this complexity into elegant design and create high quality, maintainable code.
  • Create and maintain test automation to enable continuous integration and development velocity.
  • Design and implement highly reliable financial transaction systems that integrate deeply with money movement technologies (think card rails, ACH, RTP etc).
  • Design & deliver thoughtfully crafted REST APIs to drive the interactions between our client applications and backend services.
  • Collaborate and mentor other engineers while providing thoughtful guidance using code, design and architecture reviews.
  • Work cross functionally with other teams (data science, design, product, marketing, analytics).
  • Leverage a broad skill set and help us implement and learn new technologies quickly.
  • Provide and receive design and implementation evaluations and improve per iteration.
  • Debug production issues across our services infrastructure and multiple levels of our stack.
  • Think about distributed systems & services and care passionately about producing high quality code.

 Critical skills required to being a Senior Engineer:

  • 7+ years of development experience in a fast-paced environment. 
  • Bachelor's, Master’s or PhD degree in computer science, computer engineering or a related technical discipline or equivalent industry experience.
  • Experience with Kubernetes is required + additional experience using microservice architectures is a plus.
  • Proficient in at least one modern programming language such as C#, Java, JavaScript, Python, Go, Scala.
  • Hands-on experience working with various databases (DynamoDB, MySql, ElasticSearch) and data pipeline technologies.
  • Experience with continuous integration and delivery tools.
  • Experienced in developing and executing functional and integration tests.
  • Excellent written and verbal communication skills.
  • Ability to thrive in a fast-paced, dynamic environment and you have a bias towards action and results.

Earnin does not unlawfully discriminate on the basis of race, color, religion, sex (including pregnancy, childbirth, breastfeeding or related medical conditions), gender identity, gender expression, national origin, ancestry, citizenship, age, physical or mental disability, legally protected medical condition, family care status, military or veteran status, marital status, registered domestic partner status, sexual orientation, genetic information, or any other basis protected by local, state, or federal laws. Earnin is an E-Verify participant.

 

 

 

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