Accept.inc is a new kind of mortgage company that upgrades any offer to an all cash offer. Our mission to level the homebuying playing field in real estate so that any buyer who can qualify for a mortgage has an equal chance at homeownership. We do this by giving homebuyers who need a mortgage the ability to make cash offers with our cash. The best neighborhoods and school districts shouldn’t be reserved for those who have hundreds of thousands or millions in the bank. If someone can qualify for a mortgage, they can now win with an Accept.inc cash offer.
Managing licensing and reporting requirements for different states
Setting up our systems for record keeping
Designing & implementing a compliance policy
Setting up our LOS to increase functionality for tracking stats, turn times, etc.
Reviewing initial and revised disclosures for timing and tolerance violations
Issuing HMDA/Adverse action
Validating FNMA/QM allowable points and fees
Setting up a disclosure system so we can send our own disclosures
Assisting in Loan Personnel Onboarding
Helping Accept.inc transition from brokering loans to banking them.
Must have at least 3 years of current experience in mortgage compliance
Must be familiar with federal, state, TILA, RESPA, HMDA, ECOA, FCRA, SAFE Act, Fair Lending and CFPB rules and regulations
Must be local to Denver, CO
Must be familiar with MERS
Ideally familiar with Encompass.
The range for this position is $80,000 - $110,000 yearly salary, dependent on job-related, non-discriminatory factors such as experience, education and skills. This range is based on a full-time schedule.
At Accept.inc, we offer a competitive compensation package, with benefits including: medical, dental, vision, parental leave, employee, paid holidays, paid time off, 401(k) plan with employee and company contribution opportunities, and cash offer program discount privileges.
Salary and benefits information is being included in this job posting in accordance with Colorado state law.